We propose a scheme that generalizes the loss scaling properties of twin-field or phase-matching QKD related to a channel of transmission η total from √ η total to 2n √ η total by employing n−1 memory stations with spin qubits and n beam-splitter stations including optical detectors. Our scheme's resource states are similar to the coherent-state-based light-matter entangled states of a previous hybrid quantum repeater, but unlike the latter our scheme avoids the necessity of employing 2n − 1 memory stations and writing the transmitted optical states into the matter memory qubits. The full scaling advantage of this memory-assisted phase-matching QKD (MA-PM QKD) is obtainable with threshold detectors in a scenario with only channel loss. We present the obtainable secretkey rates for up to n = 4 including memory dephasing and for n = 2 (i.e. 4 √ η total -MA-PM QKD assisted by a single memory station) for error models including dark counts, memory dephasing and depolarization, and phase mismatch. By combining the twin-field concept of interfering phasesensitive optical states with that of storing quantum states up to a cutoff memory time, distances well beyond 700 km with rates well above η total can be reached for realistic, high-quality quantum memories (up to 1s coherence time) and modest detector efficiencies. Similarly, the standard singlenode quantum repeater, scaling as √ η total , can be beaten when approaching perfect detectors and exceeding spin coherence times of 5s; beating ideal twin-field QKD requires 1s. As for further experimental simplifications, our treatment includes the notion of weak nonlinearities for the lightmatter states, a discussion on the possibility of replacing the threshold by homodyne detectors, and an analysis of sequential instead of parallel entanglement swapping of the memory qubits.