Lithium‐ion batteries (LIBs), as predominant energy storage devices, are applied to electric vehicles, which is an effective way to achieve carbon neutrality. However, the major obstructions to their applications are two dilemmas: enhanced cyclic life and thermal stability. Taking advantage of bio‐inspired core–shell structures to optimize the self‐protective mechanisms of the mercantile electrode particles, LIBs can improve electrochemical performance and thermal stability simultaneously. The favorable core–shell structures suppress volume expansion to stabilize electrode–electrolyte interfaces (EEIs), mitigate direct contact between the electrode material and electrolyte, and promote electrical connectivity. They possess wide operating temperatures, high‐voltage resistance, and inhibit short circuits. During cycling, the cathode and anode generate a cathode–electrolyte interface (CEI) and a solid–electrolyte interface (SEI), respectively. Applying multitudinous coating approaches can generate multifarious bio‐inspired core–shell structured electrode particles, which is helpful for the generation of the EEIs, self‐healing the surface cracks, and maintaining the structural integrities of electrodes. The protected shells act as barriers to minimize unwanted side reactions and enhance thermal stability. These in‐depth understandings of the bio‐inspired evolution for electrode particles can inspire further enhancements in LIB lifetime and thermal safety, especially for bio‐inspired core–shell structured electrodes possessing high‐performance protective mechanisms.