Cobbles and boulders on the seafloor are of high ecological value in their function as habitats for a variety of benthic species, contributing to biodiversity and productivity in marine environments. We investigate the origin, physical shape, and structure of habitat-forming cobbles and boulders and reflect on their dynamics in coastal environments of the southwestern Baltic Sea. Stone habitats are not limited to lag deposits and cannot be sufficiently described as static environments, as different dynamic processes lead to changes within the physical habitat structure and create new habitats in spatially disparate areas. Dynamic processes such as (a) ongoing exposure of cobbles and boulders from glacial till, (b) continuous overturning of cobbles, and (c) the migration of cobbles need to be considered. A distinction between allochthonous and autochthonous habitats is suggested. The genesis of sediment types indicates that stone habitats are restricted to their source (glacial till), but hydrodynamic processes induce a redistribution of individual cobbles, leading to the development of new coastal habitats. Thus, coastal stone habitats need to be regarded as dynamic and are changing on a large bandwidth of timescales. In general, wave-induced processes changing the physical structure of these habitats do not occur separately but rather act simultaneously, leading to a dynamic type of habitat.