This study presents an approach to achieve a near-zero temperature coefficient of resonance frequency (τ f ) in rare-earth titanate microwave dielectric ceramics (MWDCs) by inducing a phase transition. By Zr 4+ substitution at the B site, a series of Sm 2 Ti 1−x Zr x O 5 (0.02 ≤ x ≤ 0.55) ceramics are synthesized using the solid-state method to intentionally alter the radius ratio of the A/B sites, realizing in a controlled phase transition from orthorhombic (Pnma) to biphasic coexistence and ultimately to cubic (Fd3̅ m) structure. The phase composition is rigorously identified through X-ray diffraction (XRD) Rietveld refinement, high-resolution transmission electron microscopy (HRTEM), selected-area electron diffraction (SAED), and Raman spectroscopy. A comprehensive analysis is conducted to elucidate the relationships between factors such as ionic polarizability, packing fraction, bond valence, complex chemical bonding, and far-infrared reflectivity spectra with microwave dielectric properties. The results demonstrate that these ceramics exhibit a broad range of permittivity (14.30−23.18), high-quality factors (14,828−22,300 GHz), opposite temperature coefficient of resonance frequency (−16.0 to + 22.4 ppm/°C), and nice thermal conductivity (1.81− 2.76 W•m −1 •K −1 ), particularly at x = 0.30 with a near-zero τ f value of +1.6 ppm/°C. The findings not only provide insights into designing MWDCs with a near-zero τ f but also offer a promising route for developing advanced microwave materials with improved performance and reliability.