Situation of the Technical and Financial Assistance According to Farms Opinions in Some Mountainous Regions of Tlemcen Province (Algeria)

Abstract

The technical and financial assistance plays a fundamental role in agriculture in order to maintain its durability especially in disadvantaged regions. For this purpose, the present work aims to evaluate the technical and financial assistance according to the opinions of farms in some mountainous areas belonging to the mountains of Tlemcen wihch are situated in the northwestern Algeria. The results obtained showed that to improve the relation between bank and farms, public financial institutions should review the conditions for bank credits granting according to sociological particularity of the Algerian population who is very attached to the instructions of Islam religion which prohibits interest rates generated by bank credits. In addition, strengthening these mountainous areas by qualified technical personnel is a necessary operation to improving the knowledge and the know-how of farmers which are very insufficient in these areas.