Small, micro and medium enterprises financing: Costs and benefits of lending technologies in the Eastern Cape province of South Africa

Mbedzi, Edson; Simatele, Munacinga

doi:10.4102/jef.v13i1.477

Cited by 7 publications

(3 citation statements)

References 33 publications

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“…We also discover that :: IJEBD :: While 8% of the articles in question were published in 2020, e.g. Amorós et al, 2019, Mbedzi & Simatele, 2020Rossi et al, 2020;Bilau & Couto, 2012;Kato &Tsoka, 2020;Liang, 2020;Javadian et al, 2020) then 8% in 2019 and 6% of articles in 2018. A quick analysis reveals that over 60% of the article were published between 2016-2021.…”

Section: B Unequal Geographical and Technological Sector Data Selecti...mentioning

confidence: 75%

Venture Capital Financing as A Driver for Entrepreneurship Development in Africa. A Literature Review and Future Research Agenda

Idi

Chiloane-Tsoka

2022

ijebd

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Purpose: Several academics and practitioners have observed entrepreneurship development as a critical pillar for the prosperity of high-growth entrepreneurial ventures, new job opportunities, promotion of exports, and improvement of tax revenue across all countries. However, little is known about the role of VC in stimulating entrepreneurship development in Southern and East African regions. Design/methodology/approach: Therefore, we reviewed 121 articles in international accredited journals from 2001 to 2022 to provide insights into this field of study. Findings: Our results show that 90% of the reviewed articles were empirical, and 10% were theoretical. Furthermore, only 7% of the articles support the role of VC investment in entrepreneurship development. Colossal studies present beneficial results on this topic, but they are mainly from developed economies in Latin America and Europe, thus widening the literature gaps in Africa. Research limitations/implications: Whereas the VC industry has received growing attention from emerging economies lately, it is still divided and restricted to technology entrepreneurship sector. Practical implications: To the best of our understanding, this is the first multidisciplinary and integrative analysis that delivers a current thematic overview and insights into the explicit fields to create instincts for further empirical studies on the role of VC investment in entrepreneurship development in developing countries. Second, our literature analysis discloses significant literature gaps. Lastly, the authors improve the current literature by suggesting future research directions centred on an integration of exceeding Venture capital investors’ technological skills to foster entrepreneurship development. Paper type: Research paper

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Section: B Unequal Geographical and Technological Sector Data Selecti...mentioning

confidence: 75%

Venture Capital Financing as A Driver for Entrepreneurship Development in Africa. A Literature Review and Future Research Agenda

Idi

Chiloane-Tsoka

2022

ijebd

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“…Moreover, by legalising commercial marijuana cultivation and trading, farmers and traders will be presented with the opportunity to acquire capital from both private and government financial institutions to engage in large scale commercial marijuana cultivation and trading. Mbedzi and Simatele [ 54 ] provide a list of lending opportunities as well as the procedures to follow to acquire capital by micro and medium enterprises in the Eastern Cape Province. However, due to the illegality of the marijuana business, farmers cannot access funds from such institutions, thereby limiting their chances of increasing productivity.…”

Section: Discussionmentioning

confidence: 99%

Perspectives of illicit marijuana growers and traders on commercial legalisation of marijuana in South Africa: considerations for policy formulation

Manu

Douglas

Ntsaba

et al. 2021

Subst Abuse Treat Prev Policy

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Background Over the years, there has been a clarion call for legalising marijuana cultivation and trading for commercial purposes in South Africa. Proponents of the call argue that the criminalisation of commercial marijuana cultivation and trading has failed to halt illicit marijuana cultivation and trading. However, the views of those who economically benefit from the illicit marijuana trade on its legalisation remain empirically unsolicited. Objective This study aimed to solicit the views of illegal marijuana growers and traders from two selected communities in the Eastern Cape Province of South Africa regarding the commercial legalisation of marijuana cultivation and trading to inform policy on the debate. Methods In-depth key informant interview approach was used to interview 18 purposively sampled participants that were selected through the snowball sampling technique. The data were analysed using the thematic content analysis approach. Results Participants had both positive and negative perceptions of the possible legalisation of marijuana cultivation and trading. On the positive side, participants indicated freedom from police, the opportunity to grow marijuana on a larger scale, capital acquisition for commercial marijuana cultivation and trading, and regulation of marijuana prices through unionisation as some of the benefits they would derive from the commercial legalisation of marijuana cultivation and trading. On the negative side, loss of their source of livelihood, fall in the price of marijuana and perceived increase in school drop-out rates were the concerns raised. Conclusion While participants relished improvement in their economic fortunes upon commercial legalisation of marijuana cultivation and trading, they were also apprehensive about this policy due to the perceived consequences it may have on their livelihoods and communities. We, therefore, recommend that future discussions of the commercial legalisation of marijuana cultivation and trading in South Africa should be done in consultation with illicit marijuana growers and traders to ensure that their interests are safeguarded by such a policy.

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“… Mbedzi and Simatele (2020). andBerger and Udell (2006) provide useful background reading on lending technologies.…”

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confidence: 99%

Financial inclusion and poverty: The transmission mechanisms

Simatele¹

2021

Financial Inclusion: Basic Theories and Empirical Evidence From African Countries

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Peer Review DeclarationThe publisher (AOSIS) endorses the South African 'National Scholarly Book Publishers Forum Best Practice for Peer Review of Scholarly Books'. The manuscript was subjected to rigorous two-step peer review prior to publication, with the identities of the reviewers not revealed to the author(s). The reviewers were independent of the publisher and/ or authors in question. The reviewers commented positively on the scholarly merits of the manuscript and recommended that the manuscript be published. Where the reviewers recommended revision and/or improvements to the manuscript, the authors responded adequately to such recommendations. v Research JustificationFinancial inclusion has been noted as a key driver of poverty alleviation and growth. Yet most of the scholarly work that exists lacks a comprehensive discussion on how the poor interact with financial services and the channels through which such services can affect their livelihoods. This book addresses this gap in scholarship. This is important in creating a substantive understanding of how useful financial inclusion is as a concept and practice. The number of articles written on the determinants and effects of financial inclusion at a broad cross-country level is growing. Yet almost all of this literature assumes the impacts of financial inclusion without paying attention to how these effects are transmitted. An understanding of the transmission mechanisms is fundamental to effective application. Moreover, a rapidly developing discourse in financial inclusion literature is digital finance. Much has been written and is being written about the benefits of digital finance with hardly any discussion of the channels through which such benefits are transmitted. This book discusses the various transmission mechanisms through which not only traditional finance can affect the poor but also how digital finance is transmitted to poverty. Most significantly, the chapter on digital finance provides cross-country evidence for African countries.Moreover, the often-macro perspective in the financial inclusion literature implies that country-specific nuances that can provide critical learning points are often overlooked. This book provides six original empirical case studies of financial inclusion in six African countries. The case studies cover a broad area of topics most important to African countries and highlight the unique African setting. The role of cooperative financial institutions and social entrepreneurship presented in this volume, for example, is hardly researched in Africa and yet is an important vehicle to circumvent the restrictive and exclusive bank-based financial markets unique to Africa. The chapters employ various methodologies depending on the topic being addressed in the chapter. Most of these use quantitative methods. Five chapters are empirical in nature and use inferential statistics, whilst the other two use mixed methods with qualitative data as well as descriptive statistics. This scholarly book offers researchers who focus on f...

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Small, micro and medium enterprises financing: Costs and benefits of lending technologies in the Eastern Cape province of South Africa

Cited by 7 publications

References 33 publications

Venture Capital Financing as A Driver for Entrepreneurship Development in Africa. A Literature Review and Future Research Agenda

Venture Capital Financing as A Driver for Entrepreneurship Development in Africa. A Literature Review and Future Research Agenda

Perspectives of illicit marijuana growers and traders on commercial legalisation of marijuana in South Africa: considerations for policy formulation

Financial inclusion and poverty: The transmission mechanisms

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