Social Networks, Reputation, and Commitment: Evidence From a Savings Monitors Experiment

Breza, Emily; Chandrasekhar, Arun G.

doi:10.3982/ecta13683

Cited by 85 publications

(16 citation statements)

References 57 publications

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“…They indicate that a risk-taking network plays a regulatory role in the relationship between external shocks and farmers' economic vulnerability. As an "invisible asset" of farmers, the risk-sharing mechanism can effectively play the role of smoothing consumption, reducing farmers' economic vulnerability, and improving the risk response-ability of farmers towards negative impact, which is consistent with the research conclusions of Breza and Chandrasekhar [90,91]. So, Hypothesis 4 (H4) is verified.…”

Section: Analysis Of Moderator Effectsupporting

confidence: 81%

Does External Shock Influence Farmer’s Adoption of Modern Irrigation Technology?—A Case of Gansu Province, China

Tan

Sarkar

Rahman

et al. 2021

Land

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Due to the severe irrigational water scarcity and ever-growing contamination of existing water resources, the potential of improved and innovative irrigation technology has emerged. The risk-taking network may play an essential role in the adoption of modern irrigation technology (MIT). The main goals of the current study were to find the impacts of external shocks on MIT adoption by farmers. For doing so, the study analyzed the mediating effect of economic vulnerability (EV) and the moderating effect of the risk-taking network on farmer’s adaptation of MIT. Economic vulnerability of farmers refers to risks caused by external shocks to the farming system which may affect the farmer’s adoption of MIT. The empirical set-up of the study consists of micro survey data of 509 farmers from the Gansu Province of China. The results show that the external shock has a significant negative impact on adapting MIT by rural farmers. At the same time, EV plays an intermediary effect in increasing the impact of external irrigation on the adaptation of MIT. The intermediary to total effect is 36.57%. The risk-taking network has a moderate effect on the relationship between external shocks, affecting farmers to adopt MIT, while external shocks also increase EV which affects farmers’ adopting MIT. Thus, it can be said that the risk-taking network regulates the direct path of external shocks affecting farmers’ choice to adapt to MIT, and external shocks also affect farmer’s MIT adaptation. The public and private partnerships should be strengthened to facilitate risk minimization. Government should provide subsidies, and financial organizations should also formulate more accessible loans and risk-sharing facilities. The government should expand the support for formal and informal risk-taking network. They should also extend their support for formal and informal risk-taking networks to improve the risk response-ability of vulnerable farmers. The concerned authorities should attach smallholder farmers’ socio-economic structure and reform the existing policies according to their demands. The governmental authorities should also endorse the risk-sharing function of informal institutions.

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Section: Analysis Of Moderator Effectsupporting

confidence: 81%

Does External Shock Influence Farmer’s Adoption of Modern Irrigation Technology?—A Case of Gansu Province, China

Tan

Sarkar

Rahman

et al. 2021

Land

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“…The postal line network is innately connected with the development of the central area (Roller & Waverman, 2001). As a central facility, the post office has played a major role in connecting communication and developing the urban economy and finance (Breza & Chandrasekhar, 2019). Moreover, the selected instrumental variables have no direct relationship with the development of green innovation; thus, denoting the selection is appropriate.…”

Section: Resolution Of Endogenous Problems (Iv Estimates)mentioning

confidence: 99%

Digitalization and sustainable development: How could digital economy development improve green innovation in China?

et al. 2022

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In the context of sustainable development, countries around the world shed more light on green innovation in their environmental policies, and the digital economy may take a vital part in improving green innovation. Predicted on the panel data of 278 cities in China from 2011 to 2019, this research administrates the principal component analysis (PCA) to evaluate the advancement level of the urban digital economy and employs the number of urban green patent applications to represent green innovation level. Through the benchmark regression model, the mediating effect model, the spatial Durbin model, the dynamic threshold panel model, and the gradual difference-in-difference model, this paper explores the direct effect, indirect effect, spatial effect, nonlinear relationship, and policy effect of that digital economy has on green innovation. The development of the digital economy can improve green innovation levels in indirect ways, such as by boosting the degree of economic openness, optimizing the industrial structure, and expanding the market potential, and as economic openness, industrial structure, and market potential advance, the promotion intensity of digital economy on green innovation is becoming lower and lower. The development of green innovation has an obvious spatial spillover effect. Still, the enhancement of green innovation in more developed regions may inhibit green innovation in less developed regions due to talent flow and industrial transfer. Finally, the gradual difference-in-difference model founded on the 'Broadband China' pilot policy supplementarily verifies that digital economy enhancement can substantially advance urban green innovation.

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“…Further, their follow-up visit also converts people’s savings behavior into accounting behavior in the future (Rodríguez & Saavedra, 2019; Valaskova et al, 2019). Studies also show that social penalties, which are typically applied when people do not meet their financial obligations on time and are typically announced in a public forum by the financial advisor, have a substantial impact on people’s savings habit (Breza & Chandrasekhar, 2019).…”

Section: Literature Survey and Theoretical Frameworkmentioning

confidence: 99%

Small Savings Scheme of the Post Office and Savings Habit of People: The Role of Financial Consultant

Mohanta

2023

Business Perspectives and Research

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The small savings scheme plays a vital role in mobilizing savings for the economy, and the post office provides a variety of products to people to promote a savings habit. The current research attempts to analyze the moderation effect of financial consultants in relationship between the small savings scheme of the post office, financial literacy and behavior, and the savings habit of people. The study exhibits a significant positive impact of predictors and moderation variables on savings habits. In this regard, a two-phase structural equation modeling (SEM) has been employed to validate the hypothesized measurement model using confirmatory factor analysis (CFA), and in the next phase, the structural model verifies the hypothesized association between exogenous and endogenous variables to draw rational inferences. And a positive effect of predictors and interaction variables is observed. Finally, the study concluded with an important suggestion for the investment manager and other intermediaries: integrate the financial engineering process by giving due importance to investor needs.

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Social Networks, Reputation, and Commitment: Evidence From a Savings Monitors Experiment

Cited by 85 publications

References 57 publications

Does External Shock Influence Farmer’s Adoption of Modern Irrigation Technology?—A Case of Gansu Province, China

Does External Shock Influence Farmer’s Adoption of Modern Irrigation Technology?—A Case of Gansu Province, China

Digitalization and sustainable development: How could digital economy development improve green innovation in China?

Small Savings Scheme of the Post Office and Savings Habit of People: The Role of Financial Consultant

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