“…Unfortunately, due to the growing mass of people leaving rural areas to urban areas, growing incongruity between the human capital of the population and the economic and social development initiatives of the state, increasing decision-making imbalance between the GOG and non-government organizations, and the GOG's decreasing political and monetary support of the public social sector, these initiatives have largely failed to achieve what they were intended to do, decrease the rate of poverty and deprivation among millions of Ghanaians (Adema, Gray & Kahl, 2003;Armah, 2009;Aryeetey & Goldstein, 2000;Avendal, 2011;Kreitzer, Abukari, Antonio, Mensah, & Kwaku, 2009), increase the rate of health insurance coverage among Ghanaians (Sultan & Schrofer, 2008), and decrease gender disparities in the labor, educational, and government sectors of Ghana (Amu, 2006;Apt, 2007;Heintz, 2005; International Fund for Agricultural Development [IFAD], 2011; Kimani & Kombo, 2010;Owusu & Abdulai, 2009).…”