“…Consider a Banach IK-algebra T . It is well known that the set of maximal ideals is not sufficient to describe spectral properties of T : we have to consider the set of continuous multiplicative semi-norms [4], [5], [7], [8], [9], [10], [11], [12], [13], [14]. Many studies were made on continuous multiplicative semi-norms on algebras of analytic functions, analytic elements and their applications to holomorphic functional calculus [1], [3], [4].…”