Spin-off, market structure, and deposit funds: case in the Indonesian Islamic banking industry

Arif, Mohammad Nur Al Arif Al Rianto

doi:10.20885/ejem.vol10.iss2.art7

Cited by 4 publications

(4 citation statements)

References 27 publications

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“…In general, the findings from these studies showed that Islamic bank spin-offs impacted banking performance in Indonesia, both in new Islamic banks from spin-off policy (Kuncoro & Yulianto, 2018;Nasuha, 2012) and in abandoned conventional banks themselves (Poerwokoesoemo, 2016). Specifically for Islamic banks, the impacts included an increase in third-party funds or deposits (Al Arif, 2014Arif, , 2018bNasuha, 2012), increasing profitability (Hamid, 2015;Ramdani, 2015), and increasing market structure and power (Al Arif, 2018b;Rayyani et al, 2022), but decrease in efficiency (Al Arif, 2015a;Hadziq et al, 2022;Nabilah & Al Arif, 2022;Rusydiana et al, 2019). As for financing, some studies found that spin-offs impacted the financing provided (Nasuha, 2012).…”

Section: Islamic Bank Spin-off Study On Sinta Indexed Journalsmentioning

confidence: 99%

“…Spin-off can improve the market structure of Islamic banks by increasing the number of SCBs (Al Arif, 2018b;Al Arif et al, 2019). On the other hand, an increase in the number of SCBs will reduce market power due to increased competition between Islamic banks .…”

Section: Spin-off and Market Of Islamic Banksmentioning

confidence: 99%

“…Regarding the growth of deposit funds, spin-off, according to most studies, has been proven to increase the growth of Islamic bank deposit funds (Al Arif, 2014Arif, , 2018bArif, , 2018a). However, one study by Al uncovered that the spin-off had no impact on Islamic bank deposit funds.…”

Section: Spin-off and Performance/efficiency Of Islamic Banksmentioning

confidence: 99%

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Islamic bank spin-off: a systematic literature review

Yusuf

Abduh

Sofyani

2023

JAI

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Research aims: This study aims to explore the extent of studies related to Islamic bank spin-offs in reputable journals indexed by Sinta and Scopus to map important findings regarding Islamic bank spin-offs.Design/Methodology/Approach: This study employed a systematic literature review method consisting of three stages: collection, assessment, and presentation. The collection stage was conducted using the Publish or Perish search engine with the Google Scholar and Scopus databases. The assessment stage was performed using the websites https://sinta.kemdikbud.go.id and https://www.scimagojr.com/. The presentation stage was carried out to find three objectives: research background, methods, and findings related to the Islamic bank spin-off.Research findings: Since 2010, at least 24 papers indexed by Sinta and ten papers indexed by Scopus have discussed the issue of the Islamic bank spin-off. These studies were oriented toward two disciplines: law and economics. The most widely used method was quantitative. Broadly speaking, the findings from the spin-off study of Islamic banks can be generalized into four discourses: policy, the market for Islamic banks, performance/efficiency of Islamic banks, and several other matters. Lastly, from the four discourses above, the authors suggest eight future studies that are still interesting to study.Theoretical contribution/Originality: By mapping important findings related to the Islamic bank spin-off along with eight suggested future studies, this research’s results are expected to be a reference and inspiration for scholars in conducting further research related to the Islamic bank spin-off.

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Section: Islamic Bank Spin-off Study On Sinta Indexed Journalsmentioning

confidence: 99%

Section: Spin-off and Market Of Islamic Banksmentioning

confidence: 99%

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Islamic bank spin-off: a systematic literature review

Yusuf

Abduh

Sofyani

2023

JAI

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“…And initiate a comprehensive business plan for the Separation. Then Al Arif (2018) finds the relationship between spin-offs, market structure, and deposit funds. By using the data regression panel for analysis.…”

Section: Previous Study-spin Offmentioning

confidence: 99%

Selection of Sharia Business Unit Separation Model at the Regional Development Bank: Internal and External Environment

Syafrida¹,

Aminah²,

Awaludin³

et al. 2023

Advances in Economics, Business and Management Research

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This study will focus on Sharia Business Units of Regional Development Banks (UUS BPD) as UUS which are considered by KNEKS to be at least ready to face separation, because of the capital factor. The separation of UUS from the parent bank based on the Banking Law no. 21 of 2008 at the latest, UUS must be carried out by the end of 2023. Using Decision Matrix Analysis through the approach of internal environmental approach (financial, human resources, operational, marketing) and external environmental approaches (political, economic, technological, socio-cultural), the results of this study aim to provide consideration for the selection of a separation model for UUS BPD. The primary data of the study came from in-depth interviews and filling out questionnaires by expert practitioners from UUS BPD who had carried out a spin-off or conversion into a sharia commercial bank, regulatory practitioners, and other expert practitioners who are judged to have knowledge/experience related to the research theme. The main considerations in the selection of the UUS BPD separation model based on the internal environmental approach are financial and operational factors, the external environmental approach is the technological factor, and the internal-external environment is the financial and operational factor. The most optimal separation model based on the internal environment, external environment, and internal-external environment is the conversion model. The next option based on the external environment and the internal-external environment is a merger, and based on the internal environment approach is a spin-off. The last option is a spin-off based on the external environment and the internal-external environment, while based on the internal environment approach is a merger.

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Islamic banking spin-offs decision: A bibliometric review

Pambuko

Sriyana

2023

Cogent Business & Management

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Spin-off, market structure, and deposit funds: case in the Indonesian Islamic banking industry

Cited by 4 publications

References 27 publications

Islamic bank spin-off: a systematic literature review

Islamic bank spin-off: a systematic literature review

Selection of Sharia Business Unit Separation Model at the Regional Development Bank: Internal and External Environment

Islamic banking spin-offs decision: A bibliometric review

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