The strength of prestressed steel strands has developed towards high strength, increasing from 1860 MPa to over 2200 MPa. The stress in the prestressed anchorage zone is more concentrated and complex, and the anchor plates for dispersed loads need to be optimized in design. This article proposes a design scheme for adding a middle pressure-bearing step based on the existing anchor plate and then establishes a 1/4 model of the concrete anchoring area of the anchor plate for finite element analysis. Based on the theory of the strut-and-tie model, the position of the middle pressure-bearing step is determined according to the maximum angle of the strut-and-tie model. Then, carry out force transfer tests in the anchorage zone for verification. The research results indicate that after adding a middle pressure bearing step to the anchor plate, the angle between the strut-and-tie model in the anchorage zone increases, and the bearing capacity improves. The position of the middle pressure-bearing step in the anchor plate is different, and the angle between the strut-and-tie models is different. According to the middle step position parameter, λ (the ratio of the effective width of the middle step to the distance from the middle step to the end face of the anchor plate) is 0.533 to optimize the anchor plate, and the bearing capacity of its anchorage zone is relatively high. The main tensile and main compressive stresses of the anchor plate after optimization increased by 6.2% and 5.74%, respectively, compared to the anchor plate before optimization. The main tensile stress of the spiral reinforcement under the anchor plate decreased by 0.59%, the main compressive stress decreased by 2.89%, and the von-Mises stress decreased by 2.32%. The side surface tensile stress of concrete under the anchor plate was reduced by 4.3 percent. Finally, three concrete specimens were poured for force transfer testing in the anchorage zone, verifying the safety and reliability of the optimized anchor plate in the 2200 MPa-level prestressed anchorage zone.