Strengthening the MSME Through Institutional Cooperation Improvement Between MSME and Sharia Microfinance Institutions (SMFI)

Darsono, Darsono; Darwanto, Darwanto

doi:10.30984/jis.v17i1.809

Cited by 8 publications

(9 citation statements)

References 4 publications

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“…So that the investment values on SME contribute to the national income sector (GDP). (Darsono & Darwanto, 2019) SME as the economic sector can create a 97.02% employment rate, contribute up to 57/08% to the Gross Domestic Product and subscribe as much as 53.24% to establish an investment in Indonesia.…”

Section: Resultsmentioning

confidence: 99%

The Role of Small and Medium Enterprises (Sme) on the Economy

Reswita

Irawan

Sukiyono

2021

IJSS

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SME is the productive economic activity widely occupied by the people to sustain their household economy, community, and nation's economy. The SME sector can stand firmly as one of the economic prime-movers for many circles within the community, providing and absorbing workforce to decrease unemployment in the society. The presence of SMEs can also provide added value on farming products so that the farming commodity may increase its usefulness value. This article aims to discuss the role of SMEs in the Indonesian economy. The research method implemented in arranging this study is a literature study by reviewing articles published by the previous writers and examining the abstract of those researches. Based on the literature study, this research concluded that SME presence, either internationally, nationally, or developing economic growth in various regions in Indonesia. The SME has the crucial meaning and roles for developing and increasing the income (PDB and PDRB), provider and employee/workforce, diminishing poverty rate, increasing investment rate, increasing foreign commerce through export, and contributing tax as the state income sources.

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Section: Resultsmentioning

confidence: 99%

The Role of Small and Medium Enterprises (Sme) on the Economy

Reswita

Irawan

Sukiyono

2021

IJSS

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“…From various economic and social activities, the BMT community adheres to two functions that are profitable in implementation and for stakeholders in general. It also facilitates community business activities and encourages industrial and economic growth (Darsono & Ferry Syaifudin, 2019). Meanwhile, the sharia aspect of the BMT business is to adapt to maqasid sharia, which has elements of justice, benefit, and balance to achieve a more prosperous Indonesian society spiritually and materially.…”

Section: Discussionmentioning

confidence: 99%

Islamic social enterprise model at Baitul Maal Wat Tamwil (BMT) Nurul Ummah Ngasem, Bojonegoro Indonesia

Hamdani,

Ifatin Nur,

Dede Nurrohman

2023

World J. Adv. Res. Rev.

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Poverty and economic injustice are classic problems that have never been resolved, especially after Covid-19. The economic burden on small communities is getting heavier, wages for agricultural workers are still low, employment opportunities are still tricky, many road access is damaged, and people's daily income needs improvement. This is what the residents of Kwangenrejo Leran Kalitidu Bojonegoro Hamlet experienced. To solve the problems mentioned above, the role of the government and private economic institutions such as Baitul Maall Wat Tamwil (BMT) is needed to encourage economic improvement in society. The National Committee for Sharia Economics and Finance (KNEKS) noted that Sharia microfinance increased national economic growth by 16% and reduced poverty rates. This type of research is qualitative with a qualitative descriptive nature. The approach used in this research is a Case Study. Data collection techniques used in-depth interviews, documentation studies, and participant observation with qualitative descriptive data analysis. The collected data was analyzed, referring to Miles and Huberman's theory of three activities: data condensation, data display, and conclusion drawing. Meanwhile, testing the validity of the data was carried out using triangulation techniques, namely a combined technique with various methods used to study the phenomenon of the research object. The findings of this research are: first, the Islamic Social Enterprise Model BMT Nurul Ummah Ngasem Bojonegoro is a business model that combines two instruments, namely commercial business and social business. First, the model is mutually supportive (integrated) of community economic independence and the embedded finance business model. Embedded means a business service that serves customers readily by simply showing their membership card during service.

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“…Until now, MSMEs have struggled to penetrate export marketsdue to a lack of funding from venture capitalists (Chairi et al, 2020), so their products' quality (Hakeem, 2019) and competitiveness remain low (Bhat et al, 2010;Khatri, 2019). In terms of entering export markets, MSMEs continue to encounter various obstacles, especially in obtaining financing (Darsono & Darwanto, 2019), so they have limited capital available (Hakeem, 2019). Once MSMEs receive support from the government, banks, and other institutions, they will become stronger (Dessai, 2018).…”

Section: Innovation and Competitive Advantages For Msme Productsmentioning

confidence: 99%

Innovation and supply chain orientation concerns toward job creation law in micro, small, and medium enterprises export-oriented products

Purwaningsih¹,

Muslikh²,

Suhaeri³

2022

10.5267/j.uscm

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The supply chain of MSME products in the context of export penetration is very important, but MSME actors have not been able to meet all export needs. This study aims to: 1) analyze the supply chain of MSMEs in the context of export penetration in the era of the covid-19 pandemic, and 2) examine the potential of MSMEs to develop in terms of corporate legality, industrial design, and brand registration, as well as the use of digital marketing. This research method was quantitative research with survey approach and normative empirical study. The population of this study was 134 MSMEs, samples from 63 MSMEs in Central Java (Brebes), West Java (Bogor), and the Special Region of Yogyakarta (Bantul). Quantitative data analysis used Structural Equation Modeling (SEM) approach and analyzed with Smart PLS 3.3 software. The results of the study show: 1) the supply chain needs of MSMEs in penetrating the export market in the era of the covid-19 pandemic are very difficult; 2) MSMEs must be able to meet all export needs to create a balanced supply chain, 3) in order to prepare export-oriented MSMEs, they must first motivate and educate, establish policies that support their legality and export management.

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Strengthening the MSME Through Institutional Cooperation Improvement Between MSME and Sharia Microfinance Institutions (SMFI)

Cited by 8 publications

References 4 publications

The Role of Small and Medium Enterprises (Sme) on the Economy

The Role of Small and Medium Enterprises (Sme) on the Economy

Islamic social enterprise model at Baitul Maal Wat Tamwil (BMT) Nurul Ummah Ngasem, Bojonegoro Indonesia

Innovation and supply chain orientation concerns toward job creation law in micro, small, and medium enterprises export-oriented products

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