We present an extensive study of the electric, magnetic and elastic responses of tetragonal ferroelectrics under illumination, using a new theory intertwining material and wave symmetries. Optical rectification, photomagnetic, photovoltaic and phototoroidal vector responses are worked out as functions of the wave vector and wave polarization directions. Second-order response tensors associated with photoelastic, photomagnetoelectric, photorefractive effects and photoconductivity are described. We discuss in detail the photo-Hall and a new non-linear optical effect in tungsten bronzes. Finally, we compare the properties of tetragonal materials with those of hexagonal, orthorhombic and trigonal ferroelectrics previously reported in the literature.