This paper, concerns a class of rings which satisfies the Abelian property in relation to the insertion property at zero by powers and local finite. The concepts of Insertion of-Power-Factors-Property (PFP) and principal finite are introduced for the purpose, and the structures of IPFP, Abelian and locally (principally) finite rings are investigated in relation with several situations of matrix rings and polynomial rings. Moreover, the results obtained here are widely applied to various sorts of rings which have roles in the noncommutative ring theory.