Student Mental Effort on Integrated Science Curriculum Content Analysis and Pedagogy

SWOT analysis has become an essential method in assessing company risks, particularly in coffee shop micro, small, and medium enterprises (MSMEs), in the current digital age. This study facilitates the identification of current strengths, weaknesses, opportunities, and threats, hence empowering MSMEs to effectively address potential risks through suitable strategies. This study employs qualitative methodologies in conjunction with the utilisation of big data to get more profound understandings of company operations and market trends that impact micro, small, and medium enterprises (MSMEs). By conducting interviews and directly observing the owners and management of UMKM Cava Brew, as well as analysing large data such as online customer reviews, consumer behaviour, and transactional data. The SWOT analysis, enhanced with big data, has led to the recommendation of adaptive tactics for Cava Brew. The ideas entail including sitting amenities and expanding the range of payment options, including the integration of digital payment systems like digital wallets and QRIS, to attract a broader customer base. These measures are anticipated to enhance customer happiness and bolster Cava Brew Kopi's competitive standing in the coffee shop MSME industry.

Section: Article Infomentioning

confidence: 99%

Utilization of Big Data for SWOT Analysis in Improving Business Sustainability of MSMEs

2024

“…This research emphasizes the importance of fintech in reducing the financial access gap, which is often a major obstacle for MSMEs. Further research explains that financial literacy has a significant impact on business success and sustainability (Ali et al, 2023;Permana, 2023;Philippas & Avdoulas, 2021). Fintech can play a role in improving the financial literacy of MSMEs through digital education and easily accessible financial management tools (Fauzi et al, 2023;Yuniarti & Rasyid, 2020).…”

Section: Article Infomentioning

confidence: 99%

“…In addition, increased fintech literacy and adoption by MSMEs can contribute to broader financial inclusion, reduce the financial access gap, and drive inclusive economic growth. Therefore, there is an urgent need to address the barriers that prevent MSMEs from utilizing fintech, including through education initiatives, digital infrastructure development, and adequate policy support (Lubis et al, 2023;Permana, 2023).…”

Section: Article Infomentioning

confidence: 99%

The Role of Fintech on Enchancing Financial Literacy and Inclusive Financial Management in MSMEs

Hamid,

Widjaja,

et al. 2024

Fintech has transformed the global financial sector, providing more efficient, inclusive, and accessible financial services. Fintech has great potential to improve access to financial services, financial literacy, and more effective financial management for Micro, Small, and Medium Enterprises (MSMEs). MSMEs often experience barriers in accessing traditional financial services, which can hinder their business growth and sustainability. Fintech offers solutions that are more flexible and tailored to the needs of MSMEs, such as online loans with lighter terms, digital payment systems that facilitate transactions, and financial management applications that assist MSMEs in managing their finances more effectively. In addition, fintech also plays a role in improving MSMEs' financial literacy through digital financial education and training, which is crucial in helping them make informed financial decisions. This research uses descriptive method and literature analysis. Data was received from other studies that reviewed the role of fintech in the context of MSMEs. The results show that fintech has great potential to improve access to financial services, especially in developing countries. Fintech can improve the operational efficiency of MSMEs through solutions such as digital payments and financial process automation, which can help MSMEs save time and costs, and increase productivity. The urgency of improving MSMEs' knowledge and utilization of fintech is high, given the important role of MSMEs in the economy and the potential of fintech in supporting their business growth.

“…IT audits help cooperatives to evaluate the sustainability of IT systems and infrastructure. Recommendations from the audit results can be used to plan technological updates and innovations in accordance with industry needs and developments (Dharmawati et al, 2023;Permana, 2023;Rijal & Bakri, 2023). Thus, IT audits in cooperatives are not only a security measure, but also an effort to improve performance, compliance and innovation in the context of information technology management.…”

Section: Introductionmentioning

confidence: 99%

Strategic Evaluation of Financial Information Systems through Information Technology Auditing

Bakri,

Alfiah

2024

People-based cooperatives encounter digital hurdles to providing effective services. Wiguna Mertha Cooperative needs IT audits to ensure good operations, security, and corporate goals. Enterprise information technology audits are conducted using qualitative and quantitative methodologies in this research. IT audit goal mapping helps firms align business goals with corporate goals, vision, purpose, and IT procedures. PEG aligns IT investments and activities with company strategy, evaluates IT maturity, and prioritizes improvements. Interviews, questionnaires, observations, and documentation were used to analyze 5 cooperative employees' responses. Objective mapping for five corporate goals and maturity level analysis for four COBIT domains: EDM, APO, BAI, and DSS. The results revealed good maturity, with EDM averaging 3.85, APO 3.87, BAI 3.88, and DSS 3.53. Risk management, business resource optimization, IT data up keep, and IT service availability and capacity management are recommended improvements.