AlO on Si is known to form an ultrathin interfacial SiO during deposition and subsequent annealing, which creates a negative fixed charge ( Q) that enables field-effect passivation and low surface recombination velocities in Si solar cells. Various concepts were suggested to explain the origin of this negative Q. In this study, we investigate Al-O monolayers (MLs) from atomic layer deposition (ALD) sandwiched between deliberately grown/deposited SiO films. We show that the Al atoms have an ultralow diffusion coefficient (∼4 × 10 cm/s at 1000 °C), are deposited at a constant rate of ∼5 × 10 Al atoms/(cm cycle) from the first ALD cycle, and are tetrahedral O-coordinated because the adjacent SiO imprints its tetrahedral near-order and bond length into the Al-O MLs. By variation in the tunnel-SiO thickness and the number of Al-O MLs, we demonstrate that the tetrahedral coordination alone is not sufficient for the formation of Q but that a SiO/AlO interface within a tunneling distance from the substrate must be present. The Al-induced acceptor states at these interfaces have energy levels slightly below the Si valence band edge and require charging by electrons from either the Si substrate or from Si/SiO dangling bonds to create a negative Q. Hence, tunneling imposes limitations for the SiO and AlO layer thicknesses. In addition, Coulomb repulsion between the charged acceptor states results in an optimum number of Al-O MLs, i.e., separation of both interfaces. We achieve maximum negative Q of ∼5 × 10 cm (comparable to thick ALD-AlO on Si) with ∼1.7 nm tunnel-SiO and just seven ALD-AlO cycles (∼8 Å) after optimized annealing at 850 °C for 30 s. The findings are discussed in the context of a passivating, hole-selective tunnel contact for high-efficiency Si solar cells.