This study utilizes satellite data, including HY-1C/D, along with reanalysis data, to unveil the typical environmental characteristics of the sea surface in the middle of Zhoushan fishery. The article addresses three main issues. The first one is the development of an ocean primary productivity (OPP) inversion algorithm model. The second one is the study of chlorophyll-α (Chl-α) concentration and OPP distribution characteristics in Zhoushan fishery using China’s domestically produced ocean satellite HY-1C/D CZI data. The last one is the revelation of the characteristics of typical environmental factors on the sea surface at Zhoushan fishery by combining HY-1C/D with multi-source data. The results show the following: (1) The middle part of Zhoushan fishery exhibits significant seasonal and regional variations in Chl-α concentration and OPP. Chl-α concentration ranges mainly between 0.2 and 2.9 µg/L, with higher concentrations in spring and summer and lower Chl-α concentrations in autumn and winter. Spatially, Chl-α concentration gradually decreases from west to east. The OPP in the study area ranges from 100 mg·m−2d−1 to 1000 mg·m−2d−1, with high OPP values distributed on the western side, ranging from 400 mg·m−2d−1 to 1000 mg·m−2d−1, and gradually decreasing seaward. The highest OPP occurs in summer and the lowest in winter. (2) The correlation analysis between Chl-α concentration and OPP revealed a strong positive relationship. Consequently, this study developed an empirical model for estimating OPP based on Chl-α concentration and validated its feasibility. The model applies to areas with Chl-α concentrations ranging from 0.2 to 4 µg/L. (3) The convergence of freshwater injection, multiple ocean currents, and seasonal upwelling in the study area brings about a rich supply of nutrients. Additionally, the region is characterized by suitable conditions, including optimal Chl-α concentrations, OPP, SST, salinity, currents, and geological water depths. The synergistic effect of these factors together contributed to the formation of Zhoushan fishery.