Success of Crowdfunding: A Trustworthiness Perspective

Lui, Steven S.; Zhu, Zhijing; Liu, Jinjing

doi:10.1007/s10490-021-09801-w

Cited by 4 publications

(1 citation statement)

References 84 publications

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“…Signals like employment, income, house ownership, and photo of borrowers help in crowdfunding [ 89 ]. While providing offline contact information, pictures on a webpage work as cues for trust and help get funds successfully [ 112 ]. Loans framed by refugee status achieve higher funding success in P2P social lending [ 48 ].…”

Section: Thematic Analysismentioning

confidence: 99%

Small businesses and FinTech: a systematic review and future directions

Sharma

Ilavarasan

Karanasios

2023

Electron Commer Res

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Small businesses are significant to any economy from the perspective of employment and contribution to the national gross domestic product. Despite their significance, small businesses continue to face various unresolved challenges. Recent technological innovations in finance, collectively called FinTech, seem to address some challenges. FinTech-led business models like crowdfunding, peer-to-peer lending, invoice trading, mobile wallets and payments, and platform-driven supply chain finance are altering the ecosystem for small businesses. Though there have been efforts, insights on how small businesses have responded to the opportunities of FinTech appear to be limited. To address this, we conducted a systematic and cross-discipline literature review of 103 journal articles published between 2008 to 2023 on small businesses and FinTech. Four conceptual themes emerge from the analysis: usage of FinTech services (payment and financial), and impact of FinTech services (payment and financial) on small businesses. The paper articulates areas for future research. Supplementary Information The online version contains supplementary material available at 10.1007/s10660-023-09705-5.

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Section: Thematic Analysismentioning

confidence: 99%