We study the dissipative conductivity σ1 of a dirty superconductor with a finite Dynes parameter Γ under a dc-biased weak time-dependent field. The Usadel equation for the current-carrying state is solved to calculate the pair potential, penetration depth, supercurrent density, and quasiparticle spectrum. It is shown that, while the depairing current density j d for Γ = 0 is coincident with the Kupriyanov-Lukichev theory, a finite Γ decreases the superfluid density, resulting in a reduction of j d . The broadening of the peaks of the quasiparticle density of states induced by a combination of a finite Γ and a dc bias can reduce σ1 below that for the ideal dirty BCS superconductor with Γ = 0, while subgap states at Fermi level proportional to Γ results in a residual conductivity at T → 0. We find the optimum combination of Γ and the dc bias to minimize σ1 by scanning all Γ and all currents up to j d . By using the results, it is possible to improve j d and reduce electromagnetic dissipation in various superconducting quantum devices.