Objective-To investigate the association of lack of insurance and African-American race with the probability of transfer to level I/II trauma centers, after evaluation in the ED of level III/IV trauma centers for TBI.Summary Background Data-The influence of non-medical factors on the disposition of TBI patients initially seen in less specialized institutions is debated.Methods-We performed a retrospective cohort study involving TBI patients, who were registered in the National Trauma Data Bank between 2009 and 2011. Regression methods were used to investigate the association of insurance status and race with the disposition of TBI patients evaluated in less specialized trauma centers.Results-During the study period, there were 26,031 TBI patients, who were registered in NTDB and met inclusion criteria. Of these, 10,572 (35.9%) were transferred to a higher level of care institution. Multivariable logistic regression after coarsened exact matching demonstrated an association of uninsured patients with increased possibility of transfer (OR, 1.22; 95% CI, 1.05-1.42). On the contrary, there was no association of African-Americans with transfers (OR, 1.27; 95% CI, 0.99-1.62). Those with GCS above 8 (OR, 1.22; 95% CI, 1.08-1.39), or ISS below 16 (OR, 1.33; 95% CI, 1.13-1.56) had a higher possibility of transfer.Conclusions-In TBI patients, lack of insurance was associated with increased possibility of transfer to higher level of care institutions, after evaluation in a level III or IV trauma center ED.