Sustainability, FinTech and Financial Inclusion

Arner, Douglas W.; Buckley, Ross P.; Zetzsche, Dirk Andreas; Veidt, Robin

doi:10.1007/s40804-020-00183-y

Cited by 372 publications

(187 citation statements)

References 21 publications

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“…Financial service is one of the sectors that support the progress of industry 4.0, namely the emergence of FinTech [20]. FinTech is developing rapidly in a variety of different contexts, delivering new innovations in products and services using contemporary technology [34,35]. FinTech consists of applications that have large-scale machines that use the internet of things (IoT) for financial convenience [36].…”

Section: Literature Review 21 Fintech and P2p Lendingmentioning

confidence: 99%

“…This is partly due to the weakness of small businesses in terms of innovation, and a lack of capacity in developing their organizations [32]. Several previous studies noted that the factor of limited capital is the main inhibiting factor for small businesses to innovate and increase their capacity, which thus has a negative impact on the continuity of their business [13,34]. The existence of FinTech provides a friendlier alternative financing model for small business actors [67].…”

Section: Fintech Adoption and Business Sustainabilitymentioning

confidence: 99%

“…The adoption of FinTech is different from the adoption of other technologies such as the adoption of computers, smartphones or others. FinTech adoption in the context of P2P lending is the adoption of a financing system using digital technology and the internet as a channel [23,34,37], in which not all small business owners are familiar with this type of financing. Therefore, analysis of FinTech adoption by small food businesses owners requires a different approach, which is not sufficient if it is only explained by the UTAUT2 model.…”

Section: Fintech and Small Food Businessmentioning

confidence: 99%

“…In this study, the business context, namely financial business, and the environmental context, namely developing countries, are strong reasons for adding variables of perceived security and knowledge to the model. Moreover, because FinTech for small businesses is a more accessible alternative to financing [14], FinTech adoption should increase the sustainability of small businesses [20,34]. With FinTech, the capacity of small businesses increases and allows them to be more competitive and survive in the market.…”

Section: Fintech and Small Food Businessmentioning

confidence: 99%

“…The next important thing that resulted from this study is that this study succeeded in proving a positive relationship between P2P lending adoption through FinTech and the sustainability of small food businesses. To date, business sustainability has been an important issue for small businesses-especially small businesses that are still in the startup stage [34]. Lack of capital is a critical problem besides market and competition problems [33].…”

Section: Fintech and Small Food Businessmentioning

confidence: 99%

See 4 more Smart Citations

FinTech in the Small Food Business and Its Relation with Open Innovation

Najib

Ermawati

Fahma

et al. 2021

Journal of Open Innovation: Technology, Market, and Complexity

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Small food businesses have difficulty accessing banks for financing. The growth of the sharing economy through financial technology (FinTech) makes it possible for small enterprises to receive access for credit. However, not all small business owners want to receive financing from FinTech companies. This study aims to analyze factors affecting FinTech adoption in small enterprises and its impact on business sustainability. The modified UTAUT 2 model was applied in this study. There were 184 small food business owners participating as respondents. To analyze the causal relationship between variables, Structural Equation Modeling (SEM) was implemented using a Partial Least square (SEM-PLS). The results of the research found that knowledge, safety perceptions, performance expectations, social influence, facilitation conditions and price values affect FinTech adoption by small food business owners. Moreover, FinTech adoption influences small food business sustainability. Several important recommendations for researchers, the FinTech industry and policy makers are formulated.

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Section: Literature Review 21 Fintech and P2p Lendingmentioning

confidence: 99%

Section: Fintech Adoption and Business Sustainabilitymentioning

confidence: 99%

Section: Fintech and Small Food Businessmentioning

confidence: 99%

Section: Fintech and Small Food Businessmentioning

confidence: 99%

Section: Fintech and Small Food Businessmentioning

confidence: 99%

See 3 more Smart Citations

FinTech in the Small Food Business and Its Relation with Open Innovation

Najib

Ermawati

Fahma

et al. 2021

Journal of Open Innovation: Technology, Market, and Complexity

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Green fintech: Developing a research agenda

Puschmann,

Khmarskyi

2024

Corp Soc Responsibility Env

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Digitalization and sustainability have been the core drivers of transformation of the financial industry in recent years. In this context, green fintech plays a major role, which, however, is still an unexplored field in business, information systems and finance research. This paper conducts a systematic literature analysis and develops a research agenda based on a framework, which is derived from clustering 74 academic research papers. The framework consists of the four clusters strategy, organization, technology, and potentials along nine dimensions. The research agenda reveals that green fintech is still a very premature field of research. The analysis shows that areas like customer‐ and government‐related services, insurance‐oriented approaches and SDGs which focus on life on land and life below water are still rare and that most of the approaches focus on blockchain technology, while other financial technologies like artificial intelligence are still underrepresented.

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Digital economy, agglomeration, and entrepreneurship in Chinese cities

et al. 2022

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This study investigates the digital economy's influence on entrepreneurship and the role of economic agglomeration in its mechanism. Employing yearly prefecture-level city data from China (2011-2019) and panel econometric techniques, we show that the digital economy has a significant positive effect on entrepreneurship activity; this effect is maintained following endogeneity, alternative explanatory variable, sample composition, and other robustness checks. Regional heterogeneity analysis shows that the digital economy's impact was greatest on the western region, followed by the central and eastern regions. We also identify agglomeration-related channels (output and employment density) through which the digital economy promotes entrepreneurship.

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Sustainability, FinTech and Financial Inclusion

Abstract: The copyright in this work is held by the publisher. Unfortunately, we cannot provide you with the print version via Orbi.lu. You may find, in some cases, earlier advanced versions of this work under the author's name on the social science research network (www.ssrn.com).

Cited by 372 publications

References 21 publications

FinTech in the Small Food Business and Its Relation with Open Innovation

FinTech in the Small Food Business and Its Relation with Open Innovation

Green fintech: Developing a research agenda

Digital economy, agglomeration, and entrepreneurship in Chinese cities

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