Sustainability of Credit Union: A Systematic Review of Measurement and Determinants

Anakpo, Godfred; Mishi, Syden; Tshabalala, Nomonde; Mushonga, Farai B.

doi:10.1080/15228916.2023.2185423

Cited by 4 publications

(1 citation statement)

References 31 publications

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“…Digital financial inclusion is defined as delivering or providing basic financial services to marginalized and excluded members of society, usually enabled through digital devices or tools. These marginalized groups of people include women, the poor, the informal sector, and other disadvantaged members of society that constitute over 1.4 billion people who remain unbanked globally [5,6].…”

Section: Introductionmentioning

confidence: 99%

The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy

Anakpo,

Xhate,

Mishi

2023

FinTech

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Globally, over 1.4 billion adult people remain unbanked. This worrisome phenomenon was exacerbated by the outbreak of the COVID-19 pandemic, which further created a new dimension of inequality in accessing financial services. Digital financial inclusion promises to be an effective tool for addressing this socioeconomic ill and propelling economic development. Given the limited studies on the subject in the context of developing economies, it is imperative to understand the existing policies, practices, and barriers to digital financial inclusion in developing economies so as to provide cutting-edge interventions for redress. It is against this background that this study seeks to address the following research questions: (1) What is the state of digital financial inclusion in the developing economy? (2) What are the policies and practices regarding digital financial inclusion in the developing economy? (3) What are the barriers to digital financial inclusion and innovative interventions for redress? Findings reveal that about 44% of the adult population in developing countries does not have access to financial services, with only a few countries that have made significant progress and gains through policy and practice, such as mobile financial services, mobile money interoperability, native connectivity, human capital development, and the digitalization of public services for digital financial inclusion. Our findings also identify challenges and implications with recommendations, which are discussed in detail in this paper.

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Section: Introductionmentioning

confidence: 99%

The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy

Anakpo,

Xhate,

Mishi

2023

FinTech

Self Cite

View full text Add to dashboard Cite

show abstract

The Policies, Practices and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of Developing Economy

Anakpo,

Xhate,

Mishi

2023

Preprint

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Globally, over 1.4 billion adult people remain unbanked. This worrisome phenomenon was exacerbated by the outbreak of the COVID-19 pandemic, which further created a new dimension of inequality in accessing financial services. Digital financial inclusion promises to be an effective tool for addressing this socioeconomic ill and propelling economic development. Given the limited studies on the subject in the context of the developing economies, it is imperative to understand the existing policies, practices, and barriers to digital financial inclusion in the developing economies so as to provide cutting-edge interventions for redress. It is against this background that this study seeks to address the following research questions: (1) What is the state of digital financial inclusion in the developing economy? (2) What are the policies and practices regarding digital financial inclusion in the developing economy? (3) What are the barriers to digital financial inclusion and innovative interventions for redress? Findings reveal that about 44% of the adult population in developing countries does not have access to financial services, with only a few countries that have made significant progress and gains through policy and practice such as mobile financial services, mobile money interoperability, native connectivity, human capital development, and digitalization of public services for digital financial inclusion. The findings also identify challenges and implications with recommendations, which are discussed in detail in the paper.

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The Concept and Application of Social Capital in Health, Education and Employment: A Scoping Review

2023

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The term social capital has been conceptualized and applied in different fields with different controversial connotations and impacts. Due to the variation in the conceptualization and operationalization of the subject, understanding the application of social capital in education, health, and employment remains incomplete. Thus, the purpose of this study is to provide a thorough review of the concept and application of social capital in health, education, and employment using the Preferred Reporting Items for Systematic Review and Meta-Analysis Protocols (PRISMA-P) guidelines. Findings from the review reveal that the conceptualization of social capital is multidimensional in each context, with common underlining constructs such as social networks, connections, and a sense of community engagement in all three areas of health, education, and employment. Few reviews in the context of health and education extend social capital conceptualization to include trust, reciprocity, the interlinking of physical structure and social structure, and social cohesion. Furthermore, the conclusive consensus is that social capital leads to positive impacts on health outcomes, though negative outcomes may also be expected through behavioural contagion. The review found a bidirectional relationship between social capital and education. The findings for employment outcomes vary from country to country depending on the methodology used and the strength of social capital, with most studies finding a positive relationship with employment. Additionally, operationalizing social capital may benefit from both quantitative and qualitative methods, therefore, further studies using qualitative approaches to social capital may be especially helpful to understand what social capital means to people. It is also worth noting that the application of social capital is mainly within the context of developed countries; hence, further studies in the context of developing countries on the different types and impacts of social capital are recommended.

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Sustainability of Credit Union: A Systematic Review of Measurement and Determinants

Cited by 4 publications

References 31 publications

The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy

The Policies, Practices, and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of the Developing Economy

The Policies, Practices and Challenges of Digital Financial Inclusion for Sustainable Development: The Case of Developing Economy

The Concept and Application of Social Capital in Health, Education and Employment: A Scoping Review

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