“…While reviewing the relevant literature, it has been observed that numerous personality traits have been studied for their effect on the technology adoption by individuals in varying backgrounds and contexts such as insecurity, optimism, discomfort, innovativeness, self-efficacy, trust, and perceived risk, etc. ( Liljander et al, 2006 ; Erdoǧmuş and Çiçek, 2012 ; Lai et al, 2012 ; Ahmed et al, 2019 ).…”