“…Despite the authors offering useful improvements of funding models, housing price reduction mechanisms and assistance to certain categories of the population, the fundamental issue of satisfying the housing needs of all citizens was never articulated properly and remains unsolved. In the era of smart sustainable development and PropTech (European Commission, 2010, Territorial Agenda 2020UNIDO, 2016;Kauko, 2015), companies are interested in solutions that allow their processes, machines, employees, and even the products and services themselves, to be integrated, and this problem in the residential housing sector has various solutions depending on the level of communization and the of housing to be provided to the citizens. Therefore, the experience of countries where the majority of population are capable of self-provision with private housing of relatively high standards, such as the USA and EU countries, cannot serve as an example for the poorest countries, such as Ukraine and others, where even a much lower level of housing provision is unachievable for the majority of households, possibly necessitating the significant communization of housing possession and redistribution of costs for its upkeep.…”