Biochar, a carbon-dense material known for its substantial specific surface area, remarkable porosity, diversity of functional groups, and cost-effective production, has garnered widespread acclaim as a premier adsorbent for the elimination of heavy metal ions and organic contaminants. Nevertheless, the application of powdered biochar is hindered by the challenges associated with its separation from aqueous solutions, and without appropriate management, it risks becoming hazardous waste. To facilitate its use as an immobilization medium, biochar necessitates modification. In this investigation, sodium alginate, celebrated for its superior gelation capabilities, was amalgamated with polyvinyl alcohol to bolster mechanical robustness, thereby embedding biochar to formulate sodium alginate biochar microspheres (PVA/SA-FMB). A meticulously designed response surface methodology experiment was employed to ascertain the optimal synthesis conditions for PVA/SA-FMB. Characterization outcomes unveiled a highly developed surface abundant in functional groups and confirmed the successful incorporation of iron ions. Adsorption trials revealed that at a temperature of 25 °C and a pH of 2, the adsorption capacity of PVA/SA-FMB for Cr(VI) was 13.7 mg/g within the initial 30 min, reaching an equilibrium capacity of 26.03 mg/g after 1440 min. Notably, the material sustained a Cr(VI) removal efficiency exceeding 90% across five cycles, underscoring its rapid and effective Cr(VI) eradication performance. Kinetic and isothermal adsorption analyses suggested that the adsorption of Cr(VI) adheres to a pseudo-second-order kinetic model and the Freundlich isotherm, indicative of monolayer adsorption dominated by reaction mechanisms. X-ray photoelectron spectroscopy (XPS) analysis inferred that the adsorption mechanism predominantly encompasses electrostatic attraction, redox processes, and complex formation.