In this paper we consider a bipartite system composed of two subsystems each coupled to its own thermal environment. Based on a collision model, we mainly study whether the approximation (i.e., the inter-system coupling is ignored when modeling the system–environment interaction) is valid or not. We also address the problem of heat transport unitedly for both excitation-conserving system–environment interactions and non-excitation-conserving system–environment interactions. For the former interaction, as the inter-system interaction strength increases, at first this approximation gets worse as expected, but then counter-intuitively gets better even for a stronger inter-system coupling. For the latter interaction with asymmetry, this approximation gets progressively worse. In this case we realize a perfect thermal rectification, and we cannot find an apparent rectification effect for the former interaction. Finally and more importantly, our results show that whether this approximation is valid or not is closely related to the quantum correlations between the subsystems, i.e., the weaker the quantum correlations, the more justified the approximation and vice versa.