The Banking Sector and National Economy

Uddin, Godwin; Ashogbon, Bode; Martins, Bolaji; Momoh, Omowumi; Agbonrofo, Hope; Alika, Samson; Oserei, Kingsley

doi:10.2139/ssrn.3773912

Cited by 3 publications

(2 citation statements)

References 4 publications

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“…Since Islamic banking has increased in an astronomical amount in recent scores therefore before extracting any conclusion and consequences a religious orientation from these firms we ought to confirm that these companies are rather Islamic (Uddin, Ashogbon, Martins, Momoh, Agbonrofo, Alika, & Oserei, 2021). So once we fathom this fact, we can now understand that since Islamic banks are interest free therefore it is far better to have a Muslim board member.…”

Section: Introductionmentioning

confidence: 93%

The Process of Risk Management: Sketching the Providers of Islamic Micro-Finance

Awais¹,

Thaker²,

Raza³

et al. 2021

Ponte

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With the assistance of using comparative analysis and interviews, we have formulated study on two discreet types of Islamic microfinance institutions: Non-government organizations & Commercial financial institutions. This has relatively been done with the help of taking into consideration the systematic disbursement and repayment methods. Conclusively, both of the companies were susceptible to Shariah risk, operational risk and credit risk. Furthermore, company B has a well renowned goodwill in the market therefore, it is prone to reputational risk as well.

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Section: Introductionmentioning

confidence: 93%

The Process of Risk Management: Sketching the Providers of Islamic Micro-Finance

Awais¹,

Thaker²,

Raza³

et al. 2021

Ponte

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“…Commercial banks are financial institutions that offer a wide array of financial services to individuals, businesses, and governments. These services encompass the acceptance of deposits, provision of loans, facilitation of payments, offering of investment products, and management of assets (Uddin, et al, 2021). Commercial banks are typically profit-oriented entities, striving to generate income through the interest spread, which represents the disparity between the interest paid on deposits and the interest earned on loans.…”

Section: Commercial Banks: a Case Studymentioning

confidence: 99%

Leveraging Business Intelligence in Organizational Innovation: A Leadership Perspective in Commercial Banks

Alhawamdeh,

Alkhawaldeh,

Zraqat

et al. 2024

IJARAFMS

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In an era characterized by rapid digital transformation and data proliferation, the financial services industry, particularly commercial banks, faces the need to harness the power of business intelligence (BI) to drive organizational innovation. Thus, conceptual study explores the intricate relationship between BI and leadership and offers insights into their joint role in driving innovation in commercial banks. The commercial banking industry has undergone a profound transformation driven by technological advances, changing customer expectations, and shifting market dynamics. In this context, the integration of BI has become a linchpin for banks seeking to innovate and remain competitive. Executives in these institutions are tasked not only with BI but also with leading innovative initiatives that redefine banking services, streamline operations, and improve the customer experience. As banks continue to adapt to the digital age, the harmonious partnership between BI and leaders remains essential to

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The Study of Spatial Heterogeneity and Interregional Relations in the Processes of Attracting Banking Capital to the Russian Economy

Наумов

Krasnykh

2022

jour

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Increased spatial heterogeneity in recent years in the processes of attracting banking capital to the Russian economy negatively affects the pace of socio-economic development of regions. The purpose of the research is to assess the dynamics of changes in spatial heterogeneity in the processes of attracting banking capital in the Russian economy and to model the system of interregional relationships in these processes. Scientific novelty of research is the development of a methodological approach involving the systematic use of methods such as: spatial autocorrelation analysis according to the methodology of P. Moran and L. Anselin, regression analysis using panel data, testing cause-and- effect relationships using the Granger method, formation of a matrix of functional dependencies between regional systems. The developed methodological approach allowed to confirm the trend of increasing spatial heterogeneity in the processes of attraction of banking capital in the Russian economy, to identify regional centers with a high level of concentration and formation a matrix of interregional relationships. It is shown that almost all Russian banking capital is now concentrated in Moscow, St. Petersburg and the Kostroma region. The inflow of bank capital into the economy of these regions leads to its outflow from regions with inverse relationships (negative index of spatial autocorrelation). The results of the research can be used by the executive authorities of the federal and regional levels to find mechanisms to attract banking capital in the economy of regions. One such mechanism could be a reduction in the key rate of the Bank of Russia and State support for regional banks that use low interest rates for lending to households and enterprises in the real sector of the economy.

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The Banking Sector and National Economy

Cited by 3 publications

References 4 publications

The Process of Risk Management: Sketching the Providers of Islamic Micro-Finance

The Process of Risk Management: Sketching the Providers of Islamic Micro-Finance

Leveraging Business Intelligence in Organizational Innovation: A Leadership Perspective in Commercial Banks

The Study of Spatial Heterogeneity and Interregional Relations in the Processes of Attracting Banking Capital to the Russian Economy

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