“…Hence, discussions can function as a possible method of instruction, since students need to utilise elaborated conceptual and contextual understanding; potential deficiencies in students' understanding also become visible for teachers, who can address these issues in class. Therefore, the Beutelsbach consensus (Christensen and Grammes, 2020;Reinhardt, 2016), where students are invited to discuss different alternatives and probe their own opinions against these alternatives, seem like a feasible approach for financial literacy teaching in terms of citizenship education. The same approach also could counteract assumed indoctrinating aspects of financial literacy (Arthur, 2012;Berti, 2016;Sonu and Marri, 2018) and become a contribution to richer and fuller citizenship education (Björklund and Sandahl, 2020;Davies, 2015;Lefrançois et al, 2017).…”