The Bwamanda hospital insurance scheme: effective for whom? A study of its impact on hospital utilization patterns

The impact of health insurance in Africa and Asia: a systematic review

“…For example, PHI is said to mainly serve the affluent segments of a population, but CBHI is often put forward as a health financing mechanism that can especially benefit the poor. [11][12][13][14][15][16] Countries wishing to introduce health insurance schemes into their health systems should be aware of how their impact varies.…”

Expanding access to primary care without additional budgets? A case study from Burkina Faso

“…Consequently, increasing demand will not lead to a linear increase of costs, but very little is known about the magnitude of fixed and variable costs. For instance, the introduction of a Community-Based Health Insurance [12,13] is expected to induce higher demand for health care services [14,15], but the consequences of this increase on total costs of health care services are unknown.…”

Health insurance and access to health care services in developing countries

“…Private health insurance is said to mainly serve the affluent segments of a population, and it offers health plans covering a specified list of health conditions in exchange for a renewable premium (Sekhri and Savedoff, 2005, Pauly et al, 2006, Huff Rousselle and Akuamoah Boateng, 1998, ILO, 2008a, Oxfam, 2008. Community-based health schemes on the other hand are common in low and middle-income countries often targeted to benefit the poor and in many countries it is used to mobilize supplementary revenues to support fragmented health systems or pluralistic financing systems (Criel et al, 1999, Atim, 1998, Oxfam, 2008, ILO, 2008a, Dave, 1991, Ekman, 2004, Jütting, 2004, Preker et al, 2002, Preker et al, 2007, Hsiao, 2004, Chankova et al, 2008, ArhinTenkorang, 2004b. Table 1.2 is summary of the scope, pros and cons of these health financing mechanisms used in countries across the globe.…”