The Construction of a New Mathematical Model for Islamic Home Financing

Ghazali, Puspa Liza; Jaaffar, Sharifah Arni Syed; Foziah, Nik Hazimi Mohammed; Tambi, Abdul Malek A.; Nawi, Farah Amalina Md; Mamat, Mustafa; Mohammad, Saiful Bahri; Daud, Wan Norhayate Wan; Mahmud, Mohd Sadad

doi:10.21315/aamj2019.24.s1.3

Cited by 14 publications

(10 citation statements)

References 9 publications

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“…Table 8 evidences that the KMO value was 0.918, suggesting that a factor analysis could be performed [117]. Similarly, BTS generated a significant value of 9985.49 [118], satisfying the EFA requirement (see Table 8). The data were then scrutinized using the confirmatory factor analysis (CFA) to ensure that it was suitable for the proposed research context.…”

Section: Measurement Model Testingmentioning

confidence: 67%

Do Perceived Risk, Perception of Self-Efficacy, and Openness to Technology Matter for Solar PV Adoption? An Application of the Extended Theory of Planned Behavior

et al. 2021

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Solar PV (photovoltaic) technology has gained considerable attention worldwide, as it can help reduce the adverse effects of CO2 emissions. Though the government of Pakistan is adopting solar PV technology due to its environmental friendliness nature, studies focusing on consumer’s acceptance of solar PV are limited in the country. This research aims to close this knowledge gap by looking into the various considerations that may influence consumers’ willingness to adopt (WTA) solar PV for household purposes. The study further contributes by expanding the conceptual framework of the theory of planned behavior by including three novel factors (perceived risk, perception of self-efficacy, and openness to technology). The analysis is based on questionnaire data collected from 683 households in Pakistan’s provincial capitals, including Lahore, Peshawar, Quetta, Gilgit, and Karachi. The proposed hypotheses are investigated using the state-of-the-art structural equation modeling approach. The empirical results reveal that social norms, perception of self-efficacy, and belief about solar PV benefits positively influence consumers’ WTA solar PV. On the contrary, the perceived risk and solar PV cost have negative effects. Notably, the openness to technology has an insignificant effect. This study can help government officials and policymakers explore cost-effective, risk-free technologies to lessen the environmental burden and make the country more sustainable. Based on research results, study limitations, as well as prospective research directions, are also addressed.

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Section: Measurement Model Testingmentioning

confidence: 67%

Do Perceived Risk, Perception of Self-Efficacy, and Openness to Technology Matter for Solar PV Adoption? An Application of the Extended Theory of Planned Behavior

et al. 2021

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“…In fact, the annuities basically provide a regular income stream with a fixed amount for the whole life of annuitants, which is prohibited by Islamic rulings. Alternatively, there are Islamic concepts to be adapted into annuity scheme through the concept of Takaful, Wakalah, Waqf, and Hibah to bring the Shari'ah compliant annuity scheme [24], [25], [26], [27], [28], [29]. Although, the concepts are still attach with a several issues to be dealt.…”

Section: Discussionmentioning

confidence: 99%

Islamic Wealth Management Towards Retirement Planning Among Private Sector Workforce in Malaysia

Mahmud¹,

Foziah²,

Ghazali³

et al. 2019

IJRTE

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Rapid ageing population around the world makes people to live longer, but necessarily not guarantee people with happier or healthier. As developing country, Malaysia has no exception to experience the phenomena of ageing population. Malaysian people still lack of awareness towards retirement savings preparedness. As the mainstream retirement scheme in Malaysia, Employees Provident Fund (EPF) in Malaysia has reported that most of the retirees in Malaysia have inadequate retirement savings to sustain their life when retire. In this regards, Islamic wealth management would have a great role in ensuring the sustainability and well-being of financial planning among the Muslims, especially for retirement savings purposes. Therefore, the study aims to investigate and explore the concept of Islamic annuity to be executed by the authorities such as EPF institution and other financial institutions.

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“…Conflicts that occur in an agency will have an impact on employee performance. If the level of conflict is optimal, where the level of conflict is very functional, it will have an impact on maximum employee performance(PL Ghazali et al, 2018Ghazali et al, , 2019PLB Ghazali, 2020). If the conflict is too low, employee performance will stagnate or low and employees will be slow in adjusting to various environmental developments.…”

Section: The Effect Of Conflict On Employee Performancementioning

confidence: 99%

Conflict management in the workplace and its impact on employee productivity in private companies

Iskamto

Ghazali

Afthanorhan

2022

AIJMS

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This study aims to determine "the effect of conflict on employee performance at Giant Pekanbaru". In this study, a sample of 90 people was used. Data collection was carried out through questionnaires and data analysis techniques used with a significance level of 0.05 were validity test, reliability test with crobanchalpha, simple linear regression and t test analysis and analysis of determination R Square (R2). The results of the analysis and data of this study using the help of SPSS Version 16.0, the results of the simple linear regression equation are Y = 45.561 + 0.256X. Based on the results of the research on the t-test showed results, Tcount> Ttable or 2,250> 1,987. So it can be concluded that there is a significant influence between conflict on performance. Based on the data obtained from the variable Y (performance), obtained R Square (R2) of 0.597 or 59.7%. R Square is used to determine the percentage of the influence of the Independent variable (conflict) on the Dependent variable (performance) is 59.7% while the remaining 40.3% is influenced by other variables not examined.

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The Construction of a New Mathematical Model for Islamic Home Financing

Cited by 14 publications

References 9 publications

Do Perceived Risk, Perception of Self-Efficacy, and Openness to Technology Matter for Solar PV Adoption? An Application of the Extended Theory of Planned Behavior

Do Perceived Risk, Perception of Self-Efficacy, and Openness to Technology Matter for Solar PV Adoption? An Application of the Extended Theory of Planned Behavior

Islamic Wealth Management Towards Retirement Planning Among Private Sector Workforce in Malaysia

Conflict management in the workplace and its impact on employee productivity in private companies

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