The effect of capital adequacy ratio and loan to deposit ratio on return on asset with non-performing loan as moderating variable in banking companies listed in BEI

Goh, Thomas Sumarsan; Erika, Erika; Henry, Henry; Syawaluddin, Syawaluddin

doi:10.29210/020221514

Cited by 2 publications

(4 citation statements)

References 2 publications

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“…Empirically, a number of studies have examined capital adequacy and financial performance relationships both locally and internationally. Goh, Erika, Henry and Syawaluddin (2022) reported that capital adequacy had an impact on financial performance of banking institutions listed at the Indonesia Stock Exchange. Kepramareni, Apriada, Putra and Rini (2022) reported that capital adequacy had no significant effect on financial performance of Bank Perkreditan Rakyat at Denpasar city.…”

Section: Statement Of the Problemmentioning

confidence: 99%

“…It was notably suggested that further researches can be undertaken to explore capital regulation and profitability nexus in view of the insignificant relationship established. Despite the current study using similar methodology with the previous study with regards to context, time scope, data and method of data analysis, capital adequacy was considered based on two ratios which were core capital to total assets and core capital to total deposits Goh et al (2022). examined the effect of capital adequacy ratio on financial performance based on return on assets for banking institutions listed at the Indonesia Stock Exchange.…”

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confidence: 99%

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Capital Adequacy and Financial Performance of Microfinance Banks in Kenya

2024

RJFA

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The study examined the effect of capital adequacy on financial performance of microfinance banks in Kenya. Capital buffer theory and stakeholder theory was utilized. Causal research design was adopted and fourteen microfinance banks were targeted. Thirteen microfinance banks were selected based on purposive sampling technique which was informed by the time scope of the study which is 2013 to 2019. Secondary panel data was used and consequently, panel regression analysis was applied. The study concluded that core capital to total assets ratio is a significant predictor of financial performance of microfinance banks in Kenya. It was also concluded that core capital to total deposits ratio is important in determining the financial performance of microfinance banks in Kenya. The study recommends that microfinance banks should strive towards holding capital buffer with regards to core capital in relation to total assets upon reaching the minimum requirements. This should however be done in a prudent manner where financial intermediation role is not distorted. A joint core capital and total deposits objective should be put in place by the management of microfinance banks. The study recommends that the capital adequacy guidelines by the Central Bank of Kenya should be in view of underlying banking conditions. Capital regulatory and supervisory initiative by the apex bank should balance between protecting depositors and ensuring stable financial performance.

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Section: Statement Of the Problemmentioning

confidence: 99%

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confidence: 99%

Capital Adequacy and Financial Performance of Microfinance Banks in Kenya

2024

RJFA

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Section: Pendahuluanunclassified

“…Menurut (Goh, et al, 2022), Laba bersih itu penting, tetapi tidak selalu mencerminkan kinerja sebenarnya dari operasi perusahaan atau efektivitas para manajernya. Ukuran yang lebih baik membandingkan kinerja manajer adalah dengan memperhatikan NOPAT (Goh et al, 2022). Artikel menggunakan objek perusahaan-perusahaan yang mendistribusikan alat-alat berat dan merupakan salah satu perusahaan pelaksanaan konstruksi.…”

Section: Pendahuluanunclassified

Faktor-Faktor Yang Mempengaruhi EVA

Goh

Erika

Yunita

2023

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Capital structure, return on invested capital (ROIC), fixed assets, and net operating profit after tax (NOPAT) are the factors that affect economic value added (EVA). Understanding the potential effects of the independent factors on the dependent variable, which is economic value added (EVA), is the goal. Descriptive statistics, the traditional hypothesis tests (normality, multicollinearity, heteroscedasticity, and autocorrelation), the t-test and F-test, and coefficient of determination were all used in this work. According to descriptive statistics, the data is normal and passes the traditional assumption test. Capital structure largely has no effect on EVA. Significant effects of ROIC, Fixed Assets, and NOPAT on EVA. EVA is impacted simultaneously by the capital structure, ROIC, fixed assets, and NOPAT. The capital structure, ROIC, fixed assets, and NOPAT are independent variables that have an impact on 35.2% of the dependent variables, while other variables have an impact on 64.8%.

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The effect of capital adequacy ratio and loan to deposit ratio on return on asset with non-performing loan as moderating variable in banking companies listed in BEI

Cited by 2 publications

References 2 publications

Capital Adequacy and Financial Performance of Microfinance Banks in Kenya

Capital Adequacy and Financial Performance of Microfinance Banks in Kenya

Faktor-Faktor Yang Mempengaruhi EVA

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