The Effect of Financial, Attitude, and Financial Knowledge on the Personal Finance Management of College Collage Students

Yogasnumurti, Raras Risia; Sadalia, Isfenti; Irawati, Nisrul

doi:10.5220/0009329206490657

Cited by 20 publications

(21 citation statements)

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“…This indicated that the higher a person's financial attitude, the better personal financial management or a person's behaviour in managing his personal finances will be. The results of this study are in line with the results of the study by Khairani and Alfarisi (2019), Reydha and Kartawinata (2020), Yogasnumurti et al (2020), Widi and Khafid (2020), Pradiningtyas and Lukiastuti (2019), Prihatingsih (2021), Wiharno (2018), and Aghababaei (2019) which suggested that financial attitude has a significant positive effect on personal financial management.…”

Section: H3: the Influence Of Internal Locus Of Control (X3) On Perso...supporting

confidence: 90%

Financial Literacy, Financial Attitude, and Internal Locus of Control towards Personal Financial Management

Yunarsi¹

2022

Int. J. Mul. Disc. Sci.

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<em>The purpose of this study was to determine the effect given by financial literacy, financial attitude, and internal locus of control on personal financial management. This study used a mixed method. The population in this study were small business actors in Anggilowu Village, Mandonga District, Kendari City which consisted of 131 people as research samples. The research sample was selected using a probability sampling technique, namely cluster sampling. Data collection techniques used primary data by disseminating questionnaires, then the data were analyzed using multiple regression analysis using the SPSS version 22 program. The results showed that financial literacy, financial attitude, and internal locus of control had a positive and significant influence on personal financial management. It means that the better the level of financial literacy, financial attitude, and internal locus of control of a person, it will provide a proportional relationship in line with the increase in a person's financial management.</em>

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Section: H3: the Influence Of Internal Locus Of Control (X3) On Perso...supporting

confidence: 90%

Financial Literacy, Financial Attitude, and Internal Locus of Control towards Personal Financial Management

Yunarsi¹

2022

Int. J. Mul. Disc. Sci.

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“…Better financial knowledge, of course, affects the mindset in making financial decisions on more planned spending behavior based on the budget made previously so that proper personal financial management will be realized. According to a study by Yogasnumurti et al (2020), gender could moderate financial attitudes and financial literacy on financial management behavior. In addition, a study (Broadbridge, 2010) explained gender as a mode of financial literacy.…”

Section: Sriyono and Rif'ahmentioning

confidence: 99%

“…Moreover, business actors who have received the material will understand better, and prudence complements decisions. According to research (Yogasnumurti et al, 2020), gender may moderate attitudes toward financial literacy and financial management.…”

Section: Financial Attitudementioning

confidence: 99%

Can Gender be a Moderating Variable in Micro Small Medium Enterprises Financial Behavior? A Perspective from Financial Financial Literacy, Financial Attitude, and Income

Sriyono

Rif’ah

2022

MABIS

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Research aims: This study aims to determine whether gender can moderate the relationship between income and financial literacy, financial attitudes, and financial management behavior in Sidoarjo MSMEs.Design/Methodology/Approach: The study used quantitative methods. The population was all micro, small and medium enterprises registered with the Cooperatives and Small Business Administration. Meanwhile, the sampling technique employed targeted sampling and obtained 164 MSMEs. The analysis technique utilized in this study was path analysis using Smart PLS 3.0. Research findings: This study revealed that gender could moderate financial literacy and attitudes towards financial management behavior in SMEs. However, gender could not affect the income of small business financial management behavior.Theoretical contribution/Originality: Research contributions are crucial for small business actors to overcome bad financial behavior. Through the results of this study, it will be known how MSMEs should improve financial behavior and whether gender differences are considered to still significant in leading a company.Practitioner/Policy implication: The implications of this study are vital; through the results, it can be known how gender roles are against a company. Nevertheless, the limitation of this study is the lack of variables used, so it could not explore gender more broadly.

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“…Hal ini mengarah dalam pertimbangan kehati-hatian untuk menentukan pilihan dalam pengambilan keputusannya. Dalam jurnal Yogasnumurti et al, (2020) menyatakan bahwa perilaku pria cenderung lebih rasional dalam membelanjakan uang dibandingkan perempuan yang lebih didasarkan pada faktor kesenangan semata. Hal tersebut juga didukung pernyataan Ansong dan Gyensare dalam Laily (2016) mengungkapkan bahwa laki-laki lebih pandai dalam mengelola keuangan dibandingkan dengan perempuan.…”

Section: Peran Gender Memoderasi Pengaruh Financial Behavior Terhadap...unclassified

Gender Memoderasi Financial Literacy Dan Financial Behavior Terhadap Ketahanan Keuangan Rumah Tangga Milenial Selama Pandemi Covid-19

Sucianah

Yuhertiana

2021

JPK

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Tujuan dari penelitian ini adalah untuk menguji dan menganalisis pengaruh financial literacy dan financial behavior terhadap ketahanan keuangan rumah tangga generasi millennial dengan gender sebagai variabel moderasi selama pandemi Covid-19. Dengan diterapkan berbagai kebijakan untuk mengurangi penularan Covid-19, mengakibatkan dampak negatif terhadap kinerja pertumbuhan ekonomi. Merosotnya kinerja pertumbuhan ekonomi, disebabkan adanya sektor ekonomi rumah tangga dari sisi konsumsi, yang diakibatkan penurunan tingkat pendapatan, pengambilan keputusan keuangan serta perilaku keuangan yang kurang bijak. Penelitian ini merupakan penelitian kuantitatif dan populasi yang digunakan dalam penelitian ini adalah generasi millennial di kota Surabaya. Teknik pengambilan sampel yang digunakan adalah cluster random sampling terhadap anggota populasi tersebut, dimana ukuran sampel minimal berdasarkan penggunaan rumus slovin yaitu 100 sampel dari keseluruhan anggota populasi. Metode pengumpulan data menggunakan kuesioner. Metode analisis data yang digunakan adalah Structural Equation Modeling (SEM). Hasil penelitian menunjukkan bahwa semakin literasi keuangan suatu keluarga, maka meningkatkan ketahanan keuangan suatu keluarga dan semakin baik perilaku keuangan yang dimiliki suatu keluarga maka meningkatkan ketahanan keuangan suatu keluarga. Sedangkan gender bukan variable pemoderasi pengaruh literasi keuangan dan perilaku keuangan terhadap ketahanan keuangan. Kata Kunci : Literasi Keuangan, Perilaku Keuangan, Ketahanan Keuangan, Gender

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The Effect of Financial, Attitude, and Financial Knowledge on the Personal Finance Management of College Collage Students

Cited by 20 publications

References 0 publications

Financial Literacy, Financial Attitude, and Internal Locus of Control towards Personal Financial Management

Financial Literacy, Financial Attitude, and Internal Locus of Control towards Personal Financial Management

Can Gender be a Moderating Variable in Micro Small Medium Enterprises Financial Behavior? A Perspective from Financial Financial Literacy, Financial Attitude, and Income

Gender Memoderasi Financial Literacy Dan Financial Behavior Terhadap Ketahanan Keuangan Rumah Tangga Milenial Selama Pandemi Covid-19

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