The Effect of Financial Literacy, Financial Knowledge, Financial Attitudes     and Personality on Financial Management Behavior in MSME

Putri, Rizka Septiana; Tubastuvi, Naelati; Rahmawati, Ika Yustina; Endratno, Hermin

doi:10.54268/baskara.5.2.136-151

Cited by 2 publications

(1 citation statement)

References 23 publications

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“…The results of this study are in line with research conducted by and Forbes & Schaefer, (2017) that awareness-raising has an influence on performance crowdfunding platforms. Both studies state that business people start-up and MSMEs can broaden their base to join a crowdfunding platform through social media (Putri et al, 2023).…”

Section: T Test-statisticmentioning

confidence: 99%

Research on the Success of the Crowdfunding Platform Performance in the Funder Dana Project Indonesia Facebook Community

Wahjono,

Marina,

Fen

et al. 2023

BASKARA

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This research aims to determine the influence of fundraising, product testing, relationship reliability, and increasing awareness on crowdfunding platform performance. The performance of crowdfunding is necessary for research because it involves raising funds from the wider community which needs to be kept safe. This research uses a quantitative approach using regression analysis. The population in this research consists of start-up business actors, MSMEs, investors and other supporters who are members of the Funder Dana Project Indonesia, a Facebook social media group with 1,504 members. This research sample is based on the Krejcie-Morgan Table with an error rate of 5%, consisting of 289 respondents. The research results show that fundraising, product testing, relationship reliability, and increasing awareness simultaneously have a positive and significant effect on crowdfunding platform performance. The recommendation of this research is that crowdfunding stakeholders including the government (OJK) should join social media communities such as Funder Dana Project Indonesia as a medium to build long-term connections and interactions between start-up business actors, MSMEs, investors and other supporters, and continue . to create products that are unique, creative and have selling power so that they get a good response from the public and investors. Recommendations for the government (OJK) to always encourage all crowdfunding platform providers to be in good and healthy condition.

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Section: T Test-statisticmentioning

confidence: 99%

Research on the Success of the Crowdfunding Platform Performance in the Funder Dana Project Indonesia Facebook Community

Wahjono,

Marina,

Fen

et al. 2023

BASKARA

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Financial literacy and financial attitude on financial management behavior: An examination of the mediating role of the behavioral intention of students at private universities in Indonesia

Fitri Wahyuni,

Radiman,

Shareza Hafiz

et al. 2023

Investment Management and Financial Innovations

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Financial management behavior is an implementation action of planning and managing a person’s financial resources, both in consumption and investment activities, which can show a person’s characteristics in financial management based on the risks that arise so that each needs good control. This study aims to determine the impact of financial literacy and financial attitude on financial management behavior, mediated by the behavioral intentions of university students. The participants in this study are undergraduate students currently enrolled at prestigious private universities in Medan (North Sumatra, Indonesia). This study’s population and sample consisted of students from the Faculty of Economics and Business at Private Universities in North Sumatra, Indonesia. Purposive and snowball sampling were used with data collection techniques, namely online questionnaires. The Likert scale measures indicators in responses to statements and questions. There were 150 respondents for this study’s data collection. The findings of the study indicate that financial literacy influences financial management behavior and behavioral intentions (p &lt; 0.05). Financial attitude affects financial management behavior (p &lt; 0.05), financial attitude does not affect behavioral intentions (p &gt; 0.05), and behavioral intention affects Financial Management Behavior (p &lt; 0.05). Behavioral intentions do not mediate the effect of financial literacy on Financial Management Behavior (p &gt; 0.05), and the effect of financial attitudes on Financial Management Behavior is not mediated by behavioral intentions (p &gt; 0.05). AcknowledgmentsThis study is supported by all levels of management at Universitas Muhammadiyah Sumatera Utara for funding Fundamental research in 2022 and thanks also to the ranks of the Institute of Research and Community Service (LPPM) Universitas Muhammadiyah Sumatera Utara.

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The Effect of Financial Literacy, Financial Knowledge, Financial Attitudes and Personality on Financial Management Behavior in MSME

Cited by 2 publications

References 23 publications

Research on the Success of the Crowdfunding Platform Performance in the Funder Dana Project Indonesia Facebook Community

Research on the Success of the Crowdfunding Platform Performance in the Funder Dana Project Indonesia Facebook Community

Financial literacy and financial attitude on financial management behavior: An examination of the mediating role of the behavioral intention of students at private universities in Indonesia

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