The Effect of Financial Literature, Lifestyle and Income of Parents on Student Financial Management Behavior

Mashud, Mashud; Mediaty, Mediaty; Pontoh, Grace T.

doi:10.32535/jicp.v4i3.1315

Cited by 10 publications

(17 citation statements)

References 16 publications

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“…The better the students' lifestyle, the better and more responsible the students' financial management behavior will be. However, it is contrary to the research conducted by Syahwildan et al [19], Mashud et al [20], dan Efendi [21].…”

Section: The Effect Of Lifestyle On Financial Management Behavior On ...mentioning

confidence: 57%

“…However, this contradicts the research conducted by Syahwildan et al [19], whose results state that lifestyle has a negative effect on financial management behavior. Conversely, Mashud et al [20] and Efendi [21] in their research state that lifestyle does not affect financial management behavior.…”

Section: Introductionmentioning

confidence: 90%

“…Financial planning must also be tailored to the targets and goals of each individual. Sound financial management allows people to allocate their finances for saving and investment activities [20].…”

Section: Financial Management Behaviormentioning

confidence: 99%

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The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Apriani,

Zoraya,

Afandy

2023

Advances in Economics, Business and Management Research

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The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu. This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling. This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods. The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313> 0.05 and has a tcount value of 1.010 ttable 1.97, variable financial knowledge has a significance of 0.000 <0.05 has a tcount value of 6.80> ttable 1.97. The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

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Section: The Effect Of Lifestyle On Financial Management Behavior On ...mentioning

confidence: 57%

Section: Introductionmentioning

confidence: 90%

See 1 more Smart Citation

The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Apriani,

Zoraya,

Afandy

2023

Advances in Economics, Business and Management Research

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“…Tingkat pendapatan tidak berpengaruh terhadap pengelolaan keuangan, hal ini disebabkan karena rendah atau tingginya pendapatan bergantung pada prinsip masing-masing individunya dalam mengelola pendapatan tersebut. Penelitian ini selaras dengan hasil penelitian (Herdjiono & Damanik, 2016), (Pebriyanti et al, 2020), (Mashud et al, 2021), (Siregar et al, 2023) dan (Mireku et al, 2023). Pendapatan tidak dapat digunakan sebagai jaminan untuk menghasilkan barang perilaku keuangan.…”

Section: Pengaruh Pendapatan Terhadap Perilaku Pengelolaan Keuanganunclassified

Model Praktik Perilaku Pengelolaan Keuangan Pranikah Pada Pasangan Siap Menikah Di Kota Medan

Wahyuni,

Hafiz,

Lestari

2024

Owner

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This study aims to examine the influence of financial literacy, income and lifestyle on financial management behavior among couples ready to get married in the city of Medan. The population in this study is all couples who are ready to marry in several districts in the city of Medan. To determine the sample using the Lemeshow formula because the population size is unknown, the researcher took the sample using the accidental sampling method, namely the sample was carried out by chance with 280 premarital couple respondents as the research sample. The data analysis techniques used in this research are measurement model analysis (outer model) and variance-based structural equation testing or better known as Partial Least Square (PLS) using Smart PLS 3.0 software. The results of this study indicate that financial literacy has a significant effect on financial management behavior. Income has no significant effect on Financial Management Behavior. Lifestyle has a significant influence on Financial Management Behavior

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“…Gaya hidup menggambarkan keseluruhan diri seseorang dalam interaksi dengan lingkungannya, yang ditunjukkan melalui kegiatan, minat, serta alokasi pendapatan dan waktu (Gunawan et al, 2020). Gaya hidup adalah keseluruhan dari berbagai metode, kebiasaan, struktur perilaku, simbol, perilaku dalam hidup, dan mentalitas dari lingkaran sosial yang sama-sama mempengaruhi kehidupan sehari-hari (Mashud et al, 2021).…”

Section: Gaya Hidupunclassified

Pengaruh Literasi Keuangan, Gaya Hidup, Kontrol Diri, dan Sikap Keuangan terhadap Pengelolaan Keuangan FEB UNESA

Abid Rabbulizat Rajendra Ekofani,

R.A. Sista Paramita

2023

arbitrase

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This study aims to identify the influence of financial literacy, lifestyle, self-control, and financial attitudes on the financial management of active students in the Faculty of Economics and Business at Surabaya State University. This is a quantitative research study, and the data used are primary data. The sampling method used is purposive sampling. The population of this study is all active students in the Faculty of Economics and Business at Surabaya State University for the academic year 2022-2023, totaling 4,401 students. The total sample size used is 110 students. The analysis method used is multiple linear regression. The result show that financial literacy has a positive and significant influence on students' financial management. Lifestyle does not have an influence on students' financial management. Self-control has a positive and significant influence on students' financial management. Financial attitudes do not have an influence on students' financial management. The coefficient of determination is 0.456 or 45.6 percent, indicating that financial literacy, lifestyle, self-control, and financial attitudes account for 45.6 percent of the variation in financial management, while he remaining 54.4 percent is influenced by other variables such as parental income, family environment, and financial education within the family, which are not included in this study.

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The Effect of Financial Literature, Lifestyle and Income of Parents on Student Financial Management Behavior

Cited by 10 publications

References 16 publications

The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Model Praktik Perilaku Pengelolaan Keuangan Pranikah Pada Pasangan Siap Menikah Di Kota Medan

Pengaruh Literasi Keuangan, Gaya Hidup, Kontrol Diri, dan Sikap Keuangan terhadap Pengelolaan Keuangan FEB UNESA

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