“…Notably, most of the empirical studies evaluated the direct path, with only a limited number of studies (about 30%) considering the third variables in terms of moderating, mediating or controlling influences. Some key moderating influences considered by prior scholars include consumer innovativeness (Abbas et al, 2017), satisfaction with offline service (Chen et al, 2019), variety seeking (Kim et al, 2017), gender (Lian and Yen, 2014), experience (Matsuo et al, 2018), stickiness to cash payment (Sivathanu, 2019), attitude (Siyal et al, 2019), mobile shopping-service experience (Nel and Boshoff, 2019), voluntariness of use (Soh et al, 2020), task situations (Sun, 2016) and e-lifestyle (Yu et al, 2015).…”