“…Redlining refers to the practice of withholding loans and/or imposing a high loan cost for housing and small business development in certain, generally majority–minority neighborhoods (Richardson et al, 2020). While the causal pathways are not fully understood, residing in redlined communities result in a number of neighborhood characteristics—poor access to nutritious food, exposure to environmental toxins, social isolation, derelict built environment, and underfunded municipal services such as sanitation, streets, and parks—associated with worse mental health outcomes, including anxiety and depression (Pearson et al, 2023; Wandersman & Nation, 1998; Xue et al, 2005). Prior studies have suggested that neighborhood characteristics such as collective efficacy may protect against the influence of structural discrimination on Black American mental health (Driscoll et al, 2015), however the extent to which ERI statuses moderate the influence of structural discrimination on Black American mental health remains a necessary area of investigation in future research.…”