The Emergence of Internet Banking in Nigeria: An Appraisal

Salawu, Rafiu Oyesola; Salawu, Mary Kehinde

doi:10.3923/itj.2007.490.496

Cited by 27 publications

(8 citation statements)

References 4 publications

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“…This means that the x 2value is statistically significant. This implies that the introduction of e-banking significantly influenced monetary policy management in Nigeria, thus, corroborating Martin et al (2018), Odior and Banuso (2012), Audu (2011), Salawu andSalawu (2007) findings that e-banking has positive impact on monetary policy. Table 13, shows the summary of descriptive statistics of the variables employed to evaluate e-banking in Nigeria.…”

Section: Evaluation Of Problems Encountered In E-banking Usagesupporting

confidence: 77%

“…Today, it is used in nearly all of the deposit currencies in the world's banking systems (Wafa 2003, ECB 2000, Rahn 2000. However, Salawu and Salawu (2007) opined that e-banking was first introduced in Nigeria in the late 80s with the Automated Teller Machines (ATMs) at its rudimentary stage, but with a promising future given the size of the country's financial markets and the increased desire to embrace information and communications technology. Nonetheless, in August 2003, the CBN issued guidelines for compulsory practice of e-banking in the country.…”

Section: The Evolution Of E-bankingmentioning

confidence: 99%

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2021

AJTE

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ATINER is an Athens-based World Association of Academics and Researchers based in Athens.ATINER is an independent and non-profit Association with a Mission to become a forum where Academics and Researchers from all over the world can meet in Athens, exchange ideas on their research and discuss future developments in their disciplines, as well as engage with professionals from other fields. Athens was chosen because of its long history of academic gatherings, which go back thousands of years to Plato"s Academy and Aristotle"s Lyceum. Both these historic places are within walking distance from ATINER"s downtown offices. Since antiquity, Athens was an open city. In the words of Pericles, Athens"…is open to the world, we never expel a foreigner from learning or seeing". ("Pericles" Funeral Oration", in Thucydides, The History of the Peloponnesian War). It is ATINER"s mission to revive the glory of Ancient Athens by inviting the World Academic Community to the city, to learn from each other in an environment of freedom and respect for other people"s opinions and beliefs. After all, the free expression of one"s opinion formed the basis for the development of democracy, and Athens was its cradle. As it turned out, the Golden Age of Athens was in fact, the Golden Age of the Western Civilization. Education and (Re)searching for the "truth" are the pillars of any free (democratic) society. This is the reason why Education and Research are the two core words in ATINER"s name.

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Section: Evaluation Of Problems Encountered In E-banking Usagesupporting

confidence: 77%

Section: The Evolution Of E-bankingmentioning

confidence: 99%

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2021

AJTE

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“…In 2005, the National Assembly legislated that the allocation should go directly to the local authority, instead of the previous arrangement of paying through joint state/local account. Such arrangement will help to prevent the state government undue influence on the joint account towards their favour (Salawu, 2016).…”

Section: Strategies To Enhance Local Government Finances In Nigeriamentioning

confidence: 99%

Strategies to Enhance Local Government Finance in Nigeria

Ugoh,

ISINKAYE,

Ukpere

2022

ASHU- ES

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This study adopted historical approach to political research and used secondary sources of information. This paper focuses on assessing financial challenges facing local governments in Nigeria. The study observed that insufficient allocation from the federation account, lack of effective revenue generation drive, mismanagement of funds, intrusion of the state government into local governments use of funds, amongst others are the major challenges confronting local governments. Nevertheless, if right strategies such as effective planning, accountability, transparency, curbing of financial mismanagement, sound business undertaking, increased fund allocation from federation account are adopted, local Government may be in better position to accelerate the pace of infrastructural development in Nigeria.

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“…Until the mid 1990, few banks that were computerized adopted the Local Area Network (LAN) within the bank branches. The sophisticated ones among the banks then implemented the WAN by linking branches within cities while one or two implemented intercity connectivity using leased lines (Salawu and Salawu, 2007).…”

Section: Review Of Related Literature Evolution Of E-banking In Nigeriamentioning

confidence: 99%

“…There was the need to innovate and modernize banking operation in the face of increased market pressure and customers demand for improved service delivery and increased convenience. The adoption of internet and electronic banking therefore become an imperative (Salawu and Salawu, 2007).…”

Section: Review Of Related Literature Evolution Of E-banking In Nigeriamentioning

confidence: 99%

An Empirical Assessment of the operational efficiency of electronic banking: Evidnce of Nigerian banks

Egbunike¹

2012

Review of Public Administration and Management

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This study assessed the operational efficiency of electronic banking in Nigeria with a focus on the twenty-one Commercial banks listed on the Nigerian stock exchange at the end of year 2010. It examined the practice of e-banking since its inception in Nigeria in order to determine the significance of its relationship with improvement in core banking operations. Secondary data were used for this study. Correlation technique as well as simple percentage were used to analyzed the data, and the student's t-distribution was used to test the hypotheses. The study revealed that the practice of e-banking in Nigeria is significantly related to increased operational efficiency of Nigerian banks, though the security problem was found to exist. Based on these findings, the researchers recommend among others that government through CBN should provide adequate security measures towards the various e-banking products in Nigeria.

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The Emergence of Internet Banking in Nigeria: An Appraisal

Cited by 27 publications

References 4 publications

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Strategies to Enhance Local Government Finance in Nigeria

An Empirical Assessment of the operational efficiency of electronic banking: Evidnce of Nigerian banks

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