“…Personal circumstance refers to characteristics of the individual herself that might interfere with exiting welfare or finding employment. Although some personal characteristics are considered to be beyond the individual's control, such as domestic violence (Riger et al ., ), physical and mental health problems of the mother or her child (Romero et al ., ; Nadel et al ., ; Zhu, ), and ethnicity (Barrett, ; Bradbury & Chalmers, ), other characteristics have greater agency associated with them such as substance abuse (Metsch & Pollack, ), number of children (Moschion, ; Özcan & Breen, ; Zhu, ), past human capital accumulation (Becker, ) and history of welfare receipt (Blank, ).…”