The Impact of Financial Literacy and  Financial Inclusion on the Performance  of MSME in Bogor City

Puspitasari, Ratih; Astrini, Danti

doi:10.9734/ajeba/2022/v22i2330741

Cited by 3 publications

(3 citation statements)

References 8 publications

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“…),Mindra & Moya (2017),Bongomin et al (2016),Saputra & Dewi (2017),Hutabarat (2018), and Pulungan & Ndruru (2019), provide support for the findings of this study. According to Simanjuntak (2019), financial technology and financial literacy have a big impact on how financially included students are in North Sumatra.…”

supporting

confidence: 78%

The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation

wati¹

2023

IRJEMS

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In this study, we'll look at the connections between financial literacy and inclusion in the financial system, financial inclusion and business growth, and financial literacy and inclusion-mediated company growth. The owner of MSME Batik in Malang City is the subject of this study, which employed the path analysis technique (path analysis). The census method, also known as complete enumeration, in which every member of the community is sampled, was the sampling technique used in this research. According to the test findings, financial literacy affects financial inclusion, financial inclusion affects the growth of MSME, and MSME growth affects financial literacy. Financial inclusion can reduce the effect of financial literacy on SMEs.

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confidence: 78%

The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation

wati¹

2023

IRJEMS

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“…Fintech, especially Shariah-based solutions, has been identified as a means to extend financial inclusion to MSMEs, addressing the capital challenges they often face (Budiman et al, 2024;Yuneline, 2022). Research has also shown that financial literacy and inclusion positively impact the performance of MSMEs, with fintech playing a role in facilitating effective product usage and skill development tailored to their needs (Puspitasari & Astrini, 2022). In conclusion, the integration of fintech in MSME financial management can lead to improved financial literacy, inclusive financial practices, and ultimately enhance the overall performance and sustainability of MSMEs.…”

Section: Literature Reviewmentioning

confidence: 99%

The Role of Fintech on Enchancing Financial Literacy and Inclusive Financial Management in MSMEs

Hamid,

Widjaja,

et al. 2024

TECHNOVATE

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Fintech has transformed the global financial sector, providing more efficient, inclusive, and accessible financial services. Fintech has great potential to improve access to financial services, financial literacy, and more effective financial management for Micro, Small, and Medium Enterprises (MSMEs). MSMEs often experience barriers in accessing traditional financial services, which can hinder their business growth and sustainability. Fintech offers solutions that are more flexible and tailored to the needs of MSMEs, such as online loans with lighter terms, digital payment systems that facilitate transactions, and financial management applications that assist MSMEs in managing their finances more effectively. In addition, fintech also plays a role in improving MSMEs' financial literacy through digital financial education and training, which is crucial in helping them make informed financial decisions. This research uses descriptive method and literature analysis. Data was received from other studies that reviewed the role of fintech in the context of MSMEs. The results show that fintech has great potential to improve access to financial services, especially in developing countries. Fintech can improve the operational efficiency of MSMEs through solutions such as digital payments and financial process automation, which can help MSMEs save time and costs, and increase productivity. The urgency of improving MSMEs' knowledge and utilization of fintech is high, given the important role of MSMEs in the economy and the potential of fintech in supporting their business growth.

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“…The existence of MSMEs that are not maximized in their management is a problem that needs to be addressed [10]- [14]. The problem with almost all micro, small, and medium enterprises that cannot grow is due to the lack of capital they have, and the need for additional funds from outside parties in the form of assistance from the government or credit loans from financial institutions.The problem with almost all micro, small and medium enterprises that cannot develop is due to the lack of capital they have, and the need for additional funding from external parties, whether in the form of assistance from the government or loans from financial institutions..…”

Section: Introductionmentioning

confidence: 99%

Emotional Intelligence As a Moderating Variable in the Application of Accounting Information Systems to MSME Performance

Yualika,

Meilan,

Fitria

2023

Advances in Economics, Business and Management Research

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MSMEs as a driver of economic growth, and adding new jobs is quite important in their performance in making decisions properly. The analysis technique is a data analysis process that is expected to provide information that can assist in this study, data must be analyzed for interpretation, to provide convenience for researchers in understanding the data as a basis for decision-making. In this study using the Partial Least Square (PLS) approach. Latent variables are defined explicitly in the formal model as linear aggregations of observable variables or their indicators. Depending on how the inner and outer model requirements are constructed, weight estimates for developing latent variable score components are determined. The purpose of this study was to determine the effect of emotional intelligence (self-awareness, motivation, and social skills) on the application of accounting information systems on MSME performance. The data used in this study is primary data which is obtained from respondents' answers by distributing questionnaires to MSME Entrepreneurs in Jember Regency.

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The Impact of Financial Literacy and Financial Inclusion on the Performance of MSME in Bogor City

Cited by 3 publications

References 8 publications

The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation

The Effect of Financial Literature on the Growth of Msmes in Financial Inclusion Mediation

The Role of Fintech on Enchancing Financial Literacy and Inclusive Financial Management in MSMEs

Emotional Intelligence As a Moderating Variable in the Application of Accounting Information Systems to MSME Performance

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