The Impact of FinTech on Entrepreneurial Intentions Among Young Indian Entrepreneurs Using Crowdfunding, Blockchain, and Mobile Payments

Abstract

This study examines the influence of FinTech technologies like crowdfunding, blockchain, and mobile payments on the entrepreneurial intentions of young Indian entrepreneurs. A quantitative research design was used to collect data from 150 respondents using a structured questionnaire. The study used exploratory factor analysis (EFA) and reliability tests to validate the components and analyze the links between these technologies and entrepreneurial inclinations. The findings show that crowdfunding lowers financial obstacles and raises entrepreneurial confidence, blockchain improves transparency and operational efficiency, and mobile payments increase transaction convenience and consumer reach. These findings demonstrate FinTech's major role in promoting entrepreneurship among young Indians.