The impact of information technology on bank profitability in Nigeria

Ani, Wilson U.; Odo, Cosmas Ogobuchi; Ezeudu, Ikenna

doi:10.1080/20421338.2014.895485

Cited by 7 publications

(5 citation statements)

References 10 publications

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“…Table 3.2 lists the companies that met these criteria. The criterion is in line with the study of Wilson et al (2014).…”

Section: Sample Size Of the Studymentioning

confidence: 57%

Effect of Information and Communication Technology on Financial Performance of Deposit Money Banks in Nigeria

Obasa,

Gurowa

2023

Preprint

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This study investigated the impact of information and communication technology (ICT) on financial performance of deposit money banks (DMBs) in Nigerian. The research link the idea in ICT productivity literature to that of ICT financial performance by exploring the role of complementary investment and externalities on ICT financial performance relationship in a factor modelling framework. The study adopt an Ex-post-facto research design that is entrenched in post-positivist ontology. Data for the study is obtained from Central Bank of Nigeria (CBN) annual report or statistics bulletin for 16 years, i.e. 2005-2020, and annual report of 14 DMBs in Nigeria. Analyzing the data using iterative interactive fixed effect (IIFE) model reveals that complementary investment reduces the strong positive effect of POS, and reverse the weak negative effect of IB to become positive, while the strong negative effect of MB to becomes weak and positive. Externalities on the other hand increases the weak negative effect of ATM on financial performance. Therefore, the study recommended that banks co-invest more in complementary capital, such as learning to build the necessary organisation knowledge needed to benefit from ICT investment adequately. In addition, the bank should also co-innovate and re-organise its operational process and structure to withstand any eventual security challenges.

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“…Table 3.2 lists the companies that met these criteria. The criterion is in line with the study of Wilson et al (2014).…”

Section: Sample Size Of the Studymentioning

confidence: 57%

Effect of Information and Communication Technology on Financial Performance of Deposit Money Banks in Nigeria

Obasa,

Gurowa

2023

Preprint

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“…The results showed that the adoption of ATM technology enhances both customer satisfaction and bank performance. Information and communication technology (ICT) and its impact on Nigeria's banking sector were studied by Wilson, Odo, and Ikenna [28] and they discovered that ICT enhances the performance of banks. According to Kainza [4], study in Uganda, Banks' use of ICT has a major influence on growth.…”

Section: The Measure Of Decision-making Effectivenessmentioning

confidence: 99%

Information Communication Technology and Decision Making Effectiveness of Selected Money Deposit Banks in Nigeria

Ukaidi,

Maina,

Ukaidi

et al. 2024

IDOSR-JCIAH

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The study evaluates the relationship between information and communication technology and decision-making efficacy in selected Nigerian money deposit institutions. The goal was to ascertain the degree to which ICT infrastructure influences the efficacy of decision-making in particular deposit money banks, as well as the impact of human resource competence on this relationship. The study used a sample size of two hundred (200) respondents, representing all the employees in the selected deposit money institutions. The study employed a survey method, multiple regression, and Pearson Product Moment Correlation to analyze the data. The results showed a strong correlation between decision-making effectiveness and ICT infrastructure. Additionally, the study revealed that human resource capabilities significantly mitigated the influence of ICT on the efficacy of decision-making in certain deposit money banks. Based on the results, the study suggested that to facilitate quicker decision-making, Nigerian deposit money bank management should implement speedy, interactive, user-friendly websites with high-quality search capabilities. To facilitate efficient decision-making, the management of Nigeria's chosen deposit money institutions should also hire individuals with the necessary ICT (information and communication technology) skills. Lastly, the management of Nigeria's chosen deposit money banks ought to encourage innovative ideas from their staff members to help them succeed. Keywords: Information communication technology, Decision-making effectiveness, Deposit money banks, Nigeria.

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“…This zakat portal’s availability is very convenient to the Muslim community as they are no longer restricted to regular office hours, and there is no need for them to go to the zakat counter. Hosseini et al (2014) emphasised that online communication affirms positive feelings in individuals and their offline associations. They also discussed that most successful businesses had deployed online communications in their business routines.…”

Section: Literature Reviewmentioning

confidence: 99%

Examining technology improvement, procedural application and governance on the effectiveness zakat distribution

Yusuf

Sanawi²,

Ghani

et al. 2022

IJOES

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Purpose This study aims to examine the factors influencing the effectiveness of zakat distribution to university students. Specifically, it examines technology improvement, procedural application and governance on Sarawak university students’ zakat distribution effectiveness. Design/methodology/approach This study used the questionnaire as a research instrument and divided it into five parts. Part A gathers demographic information of respondents. Part B measures the respondent’s opinion on current technology improvement. Part C measures university students’ opinion on zakat application procedures. Part D measures the governance concept of the zakat institution. Part E measures the effectiveness of zakat distribution. Findings This study found technology improvement and governance significantly influence the effectiveness of zakat distribution to university students. This study provides no significant influence of the procedural application on zakat distribution’s efficacy to university students. Research limitations/implications This study suggested that technology plays an essential role in zakat distribution effectiveness by providing faster data processing, easier retrieval of information and time reduction to complete a task. The enforcement of good governance by zakat institutions allows them to be competitive, meets the stakeholders’ demand and serves them better. Practical implications This study provides understanding to the zakat institutions in developing appropriate zakat distribution strategies and strengthening their management and governance system. Originality/value This paper integrates technology improvement, procedural application and governance in zakat distribution.

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The impact of information technology on bank profitability in Nigeria

Cited by 7 publications

References 10 publications

Effect of Information and Communication Technology on Financial Performance of Deposit Money Banks in Nigeria

Effect of Information and Communication Technology on Financial Performance of Deposit Money Banks in Nigeria

Information Communication Technology and Decision Making Effectiveness of Selected Money Deposit Banks in Nigeria

Examining technology improvement, procedural application and governance on the effectiveness zakat distribution

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