The Impact of Interest and Inflation Rates on Deposits Behavior of Banks: The Case of Egypt

Youssef, Ahmed; Mansi, Abdelaaty Lashin Mohamed; Shahwan, Tamer Mohamed

doi:10.21608/ajccr.2022.223049

Cited by 3 publications

(2 citation statements)

References 15 publications

(23 reference statements)

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“…Deposit is one of the major shares of bank financial portfolios (Youssef et al, 2022). Financial institutions face challenges especially when there is a structural change in the bank portfolio.…”

Section: Deposit Interest Rate and Inflationmentioning

confidence: 99%

Investigating the Determinants of Inflation in Leading Economies in Africa: A Panel Data Analysis

C.I.,

E.S.,

F.C.

et al. 2023

African Journal of Economics and Sustainable Development

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This paper empirically investigates the determinants of inflation in leading economies in Africa, namely Nigeria, South Africa, and Angola for the period 2001-2020. By applying the techniques of the ordinary least square (OLS) panel regression model and fixed effect model, the study finds out broad money growth, deposit interest rate, and lending interest rate positively significantly affected inflation, whereas exchange rate and exports positively affected inflation but not significantly. On the other hand, gross domestic product growth negatively affected inflation, while real interest rates and imports affected inflation negatively but not significantly.

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Section: Deposit Interest Rate and Inflationmentioning

confidence: 99%

Investigating the Determinants of Inflation in Leading Economies in Africa: A Panel Data Analysis

C.I.,

E.S.,

F.C.

et al. 2023

African Journal of Economics and Sustainable Development

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“…Dewi and Haryanto (2015) found that inflation rate, Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) have significant effect on Time Deposit Interest Rate of the Commercial Bank in Indonesia. Research about the impact of interest and inflation rates on deposits' behavior of banks in Egypt conducted by Mohamed Youssef et. al.…”

Section: Introductionmentioning

confidence: 99%

Determinants of Bank Management Confidence Level in Indonesia moderated by Bank Scale

Suyasa¹,

Manurung²,

Sinaga³

et al. 2023

Journal of Applied Finance &Amp; Banking

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This study examines the determinants of management confidence level of listed bank on the Indonesian Stock Exchange. The confidence level referred to confidence in deciding the deposit interest rate given to customers. The lower the interest rate compared to the other, the bank's management is more confident. This means that with lower deposit interest, management remains confident that customers remain loyal. This research used Model Panel Data to estimate determinants Banks Management Confidence Level in Indonesia moderated by Bank Scale. Banking ratio and macroeconomic data for period 2017 and 2021 become variable research in this paper. This research found that CAR and NPL has positive and significant effect on IETDR at level of Significant of 5%. Inflation and COVID have negative and significant effect on IETDR. Bank Scale or Bank Book as moderating variable could strength to IETDR for CAR and NPL. JEL classification numbers: C33, G21, L25, M21, N25, O16, P34. Keywords: Confidence, CAR, NPL, ROA, covid, Inflation, Interest Rate, Customer Satisfaction.

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An Econometric Analysis on the Relationship of Banks' Savings Deposits and Savings Participation Funds with Selected Macroeconomic and Financial Indicators

ŞEYRANLIOĞLU

2023

Alanya Akademik Bakış

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Bu araştırmada, Türkiye’de bankaların tasarruf mevduatları ve tasarruf katılım fonları hesaplarının seçili makroekonomik ve finansal faktörler ile ilişkisi incelenmiştir. Johansen eşbütünleşme testi bulgularına göre her iki modelde seriler arasında uzun dönemli ilişki tespit edilmiştir. Uzun dönem VECM bulgularında, döviz kuru, enflasyon ve altın fiyatlarının bağımlı değişkenler üzerinde pozitif ve istatistiki açıdan anlamlı etkilerinin olduğu tespit edilmiştir. Döviz kuru, enflasyon ve altın fiyatlarının, tasarruf katılım fonlarını daha fazla etkilediği görülmüştür. BİST-100 endeksi ile bağımlı değişkenler arasında istatistiki açıdan anlamsız ve negatif bir ilişki tespit edilmiştir. Faiz oranı ile sadece tasarruf mevduatları arasında istatistiksel açıdan anlamlı ve pozitif bir ilişki söz konusudur. Son olarak seriler arasındaki nedensellik ilişkileri Toda-Yamamoto testi ile sınanmıştır.

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The Impact of Interest and Inflation Rates on Deposits Behavior of Banks: The Case of Egypt

Cited by 3 publications

References 15 publications

Investigating the Determinants of Inflation in Leading Economies in Africa: A Panel Data Analysis

Investigating the Determinants of Inflation in Leading Economies in Africa: A Panel Data Analysis

Determinants of Bank Management Confidence Level in Indonesia moderated by Bank Scale

An Econometric Analysis on the Relationship of Banks' Savings Deposits and Savings Participation Funds with Selected Macroeconomic and Financial Indicators

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