The Impact of Social Safety Net Programs on Household Savings in Colombia

Tovar, Jorge; Urrutia, Miguel

doi:10.1111/deve.12119

Cited by 11 publications

(9 citation statements)

References 20 publications

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“…The genesis of this study is a 2012 contract between the country's third largest bank, Davivienda , and the Colombian government to carry out a conditional cash transfer programme (Tovar and Urrutia, 2017; Morales Martínez and Gori Maia, 2018). The programme, Familias en Acción ( FEA hereafter) [4, 5], was delivered six times per year through the app, Daviplata, to unbanked, vulnerable women.…”

Section: Case Descriptionmentioning

confidence: 99%

Value co-creation and co-destruction in the first cashless society in Colombia – a middle range theory approach

Klyton

Tavera-Mesias

Castaño-Muñoz

2021

ITP

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PurposeThe research examines the simultaneous processes of value co-creation and value co-destruction in the implementation of a mobile banking application in rural Colombia. Rural communities experience digital and financial deficits and often become the object of technology-based initiatives. In the town, vulnerable female heads of household received a government subsidy through a mobile app, becoming an experimental group for this government–private bank collaboration. In an effort to create the first cashless society in Colombia, the bank engaged the entire town and local government to create a service ecosystem, constituted by operant resources.Design/methodology/approachThis study uses a qualitative, ethnographic approach to investigate the experiences of stakeholders in engaging with a mobile banking app. The empirical data is drawn from 34 interviews, representing different layers of this service ecosystem. The study identified and analysed actor engagement behaviours that occurred in the micro-, meso-, macro- and meta-layers of this ecosystem that shaped the perception and usage of mobile payments and digital money for rural consumers.FindingsThe study found that simultaneous manifestations of the co-creation and co-destruction of value present in different layers ultimately diminished the value proposition for this digital money system. We shed light on how actor engagement transitions across different layers of the ecosystem and that negative interactions in the meta-layer of the ecosystem can affect perceptions of value in the micro-layer.Originality/valueThis study has contributed to the service literature by integrating epistemological cultural theory into value co-creation and co-destruction construct. In doing so, we provide a broader context for understanding how actor engagement can negatively impact on the value creation process and offer a meaningful contribution to the development of midrange theory of the value creation process.

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Section: Case Descriptionmentioning

confidence: 99%

Value co-creation and co-destruction in the first cashless society in Colombia – a middle range theory approach

Klyton

Tavera-Mesias

Castaño-Muñoz

2021

ITP

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“…Penelitian telah dilakukan dengan memberikan program bantuan jangka pendek dan dukungan jangka panjang kepada sampel rumah tangga miskin (11.000 rumah tangga) untuk membantu mereka meningkatkan level keberadaan ke arah yang berkelanjutan (Banerjee et al, 2015). Hal serupa juga terjadi di Columbia, rumah tangga yang diberikan insentif program pengamanan sosial dan transfer tunai lebih dapat menyesuaikan pola pengeluarannya sehingga ada bagian yang dapat ditabung, dibandingkan kelompok yang sama yang tidak menerima insentif (Tovar & Urrutia, 2017…”

Section: Penelitian Terdahuluunclassified

Evaluasi kebijakan pro masyarakat miskin (studi kasus program raskin di Kabupaten Manokwari)

Rahayu¹,

Waimbo²,

Kabiay³

2019

jeb

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Pemerintah telah berupaya untuk menstabilkan kehidupan masyarakat miskin yang kesulitan mengakses hak-hak dasar dengan melaksanakan program-program pemerintah yang langsung dirasakan oleh kalangan masyarakat umum, salah satunya adalah program beras subsidi untuk rumah tangga miskin (Raskin). Mengingat pelaksanaannya yang telah memasuki dua dekade, maka diperlukan adanya evaluasi mengenai tanggapan masyarakat penerima Raskin terhadap adanya pelaksanaan Program Raskin saat ini, khususnya terkait ketepatan aturan (mekanisme) dalam pembagian Raskin, dan kendala yang dihadapi dalam pelaksanaan Program Raskin. Metoda penelitian yang dipakai adalah deskriptif, dengan persentase dengan mengambil sebanyak 88 penerima Raskin (RTS-PM) di Kelurahan Manokwari Timur sebagai sampel. Hasil penelitian menunjukkan bahwa kepuasan penerima Raskin termasuk dalam kriteria sedang, efektivitas Program Raskin (ketepatan aturan) termasuk dalam kategori kurang baik, dan kendala Program Raskin yang terbesar di Kelurahan Manokwari Timur adalah tidak pernah adanya pelaksanaan sosialisasi Program Raskin. Pembagian Raskin terkadang tidak tepat sasaran, tidak tepat waktu, tidak tepat jumlah dan tidak tepat harga.

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“…Bangladesh, one of the world's most densely populated countries, has been using unconditional cash and food (UCF) assistance, a major type of social safety net (SSN), as a policy tool to provide resources to vulnerable households encouraging consumption, savings, and investment. UCF assistance has a significant impact on household expenditures [1] and increases the savings of poor households [2]. By increasing savings, UCF assistance can decrease the financial burdens of vulnerable households [3], allowing an increase in expenditures on items such as contraception.…”

Section: Introductionmentioning

confidence: 99%

The impact of unconditional cash and food assistance on contraceptive expenditure of rural households in Coastal Bangladesh: Evidence from fuzzy RDD

BarI

Khan

et al. 2022

PLoS ONE

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This study investigates the impact of unconditional cash and food (UCF) assistance on the monthly contraceptive expenditure of rural households in coastal Bangladesh using a fuzzy regression discontinuity design (RDD). Eligibility for UCF assistance was based on the running variable of land ownership in acres. We used eligibility as an instrumental variable to estimate the local average treatment effect of UCF assistance on contraceptive expenditures. The results show that UCF assistance results in increases in monthly contraceptive expenditures.

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The Impact of Social Safety Net Programs on Household Savings in Colombia

Cited by 11 publications

References 20 publications

Value co-creation and co-destruction in the first cashless society in Colombia – a middle range theory approach

Value co-creation and co-destruction in the first cashless society in Colombia – a middle range theory approach

Evaluasi kebijakan pro masyarakat miskin (studi kasus program raskin di Kabupaten Manokwari)

The impact of unconditional cash and food assistance on contraceptive expenditure of rural households in Coastal Bangladesh: Evidence from fuzzy RDD

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