In this paper, we prove several fundamental properties on umbilics of a space-like or time-like surface in the Lorentz–Minkowski space $${{\mathbb {L}}}^3$$
L
3
. In particular, we show that the local behavior of the curvature line flows of the germ of a space-like surface in $${{\mathbb {L}}}^3$$
L
3
is essentially the same as that of a surface in Euclidean space. As a consequence, for each positive integer m, there exists a germ of a space-like surface with an isolated $$C^{\infty }$$
C
∞
-umbilic (resp. $$C^1$$
C
1
-umbilic) of index $$(3-m)/2$$
(
3
-
m
)
/
2
(resp. $$1+m/2$$
1
+
m
/
2
). We also show that the indices of isolated umbilics of time-like surfaces in $${{\mathbb {L}}}^3$$
L
3
that are not the accumulation points of quasi-umbilics are always equal to zero. On the other hand, when quasi-umbilics accumulate, there exist countably many germs of time-like surfaces which admit an isolated umbilic with non-zero indices.