“…Specifically, the existing research believes that the development of cross-border e-commerce mainly depends on the buyer’s willingness to buy continuously, and it is assumed that buyers are more easily influenced by the harmful effects of sellers’ opportunistic behavior ( Guo et al, 2018 ). Therefore, most of the existing studies only start from the buyer’s perspective, discussing how to protect consumers’ rights ( Wang et al, 2021 ) and increase consumers’ purchase intentions ( Escandon-Barbosa and Rialp-Criado, 2019 ; Liu et al, 2020 ; Guitart and Stremersch, 2021 ). This research shows that, due to the complexity of cross-border e-commerce transactions and the impact of information asymmetry, sellers are also vulnerable to opportunistic behaviors by buyers, such as chargeback fraud.…”