The Microenterprising Size and Acceptance of Islamic Health Insurance (Takaful) in Northwestern Nigeria

Kazaure, Mansur Ahmed; Abdullah, Addul Rashid

doi:10.21098/jimf.v5i3.1153

Cited by 7 publications

(7 citation statements)

References 8 publications

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“…Therefore, when individuals have a positive attitude towards a behavior, the likelihood of performing that behavior will be higher (Tsang et al, 2004), or the attitude has a positive influence on the actual behavior (Tsang et al, 2004;Lin, 2011). Kazaure & Abdullah (2019) find that attitude towards usage acts as a mediator on intention to use.…”

Section: Literature Reviewmentioning

confidence: 75%

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Factors Influencing Intention to Use Social Insurance Application (VssID) in Vietnam Through Technology Acceptance Model

2023

JESD

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Technology is becoming more and more popular in public services in general and social insurance in particular in Vietnam. Although the social insurance software has been used since November 2020, the number of users is still limited so far. Therefore, this study aims at investigating determinants of the intention to use social insurance management applications of Vietnamese people. Applying a combination of three models (TAM, TRA and TPB), the study identifies five determinants of technology acceptance of users in their intention to use this application in Vietnam's Social Insurance, including Perceived usefulness, Perceived ease of use, Subjective norm, Perceived behavioral control, and Attitude towards usage. Data for the study were collected through a survey in three big Vietnamese cities: Ho Chi Minh City, Hanoi and Da Nang. Research results show that users' technology acceptance intention in social insurance in Vietnam is positively influenced by all five factors. From the analysis results, the study proposes recommendations related to improving the performance of the application, propagandizing the high applicability of VssID to the public. Policies and guidelines for the government to promote user's habit of using the application are also recommended.

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Section: Literature Reviewmentioning

confidence: 75%

“…Intention to use is "the individual's intention to perform the activity" (Kazaure & Abdullah, 2019). According to Nath et al (2013), Perceived usefulness and Perceived ease of use continue to favorably influence Intention to Use, which in turn affects a person's attitude towards using the system and Feel its usefulness.…”

Section: Literature Reviewmentioning

confidence: 99%

Factors Influencing Intention to Use Social Insurance Application (VssID) in Vietnam Through Technology Acceptance Model

2023

JESD

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“…Tucker et al (2020) further elaborate that PBC encompasses the perception of having the necessary resources, abilities, and opportunities to conduct an activity. The impact of PBC on the intention to purchase takaful is significant, as discussed in studies by Nasira et al (2021), Raza et al (2020), Adamu et al (2017), Kazaure (2019), and Kazaure and Abdullah (2019), which all indicate a positive relationship between PBC and takaful acceptance intention in Nigeria. Confidence in one's ability to perform actions stems from having the required resources and opportunities, as noted by Nasir et al (2017) and supported by Raza et al (2020), who found that belief in one's competence and available resources increases the likelihood of participating in Islamic insurance.…”

Section: Perceived Behavioural Controlmentioning

confidence: 85%

Factors Influencing Consumers Acceptance Toward Takaful Technology (Takatech)

Mustakim,

Gazali

2023

I-iECONS

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TakaTech is a digital financial platform that offers innovative solutions for various business models and addresses customer needs. This paper aims to investigate the factors that influence consumers' acceptance of TakaTech by using the Theory of Planned Behaviour (TPB). Specifically, this study examines the effects of Attitude (ATT), Subjective Norm (SN), and Perceived Behavioural Control (PBC) on predicting the factors that influence consumer acceptance towards TakaTech. An online questionnaire was administered to Malaysian consumers (N=211) using convenience and snowball sampling. SPSS (Statistical Package for the Social Sciences) version 28 analysed the collected data for model fit and hypotheses. The regression analysis results indicate that a positive attitude towards TakaTech significantly increases consumers' acceptance of the platform, while subjective norms and perceived behavioural control do not have a significant impact. This study has practical implications for stakeholders such as consumers, researchers, and policymakers. Through this research, readers may better understand TakaTech and feel more confident in utilising its services. Moreover, the findings can guide policymakers in developing better takaful policies for consumers. This study is a preliminary attempt to investigate the behaviour of Malaysians towards TakaTech using the aforementioned variables. We examine the behavioural intention of both current users and non-users of TakaTech, which has not been previously explored in this context.

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“…Hasil penelitian ini sejalan dengan penelitian dari (Raza et al, 2020) (Nasira et al, 2021) (Razak et al, 2018) (Kazaure & Abdullah, 2019). Subjective norm merupakan salah satu hal yang penting bagi seorang untuk melakukan keputusan.…”

Section: Subjective Norm Terhadap Minat Mengadopsi Asuransi Syariahunclassified

Faktor-faktor yang Memengaruhi Masyarakat Muslim untuk Mengadopsi Asuransi Syariah di Indonesia

Al-Banna

Nurdany

2022

etihad

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The growth of Islamic insurance in Indonesia has experienced significant growth. On the other hand, the market share of Islamic insurance in Indonesia is still at 5%. As a country with a Muslim majority population, it is essential to know the factors that influence the interest of Muslims to adopt Sharia insurance in Indonesia. In this study, the author tries to analyze the factors that influence a Muslim's interest in adopting Sharia insurance in Indonesia. This study uses the theory of the planned behavior approach. The study results show that the variables of attitude, subjective norm, and perceived behavioral control have a positive and significant influence on the interest of a Muslim to adopt Sharia insurance in Indonesia. The theory of planned behavior is the main factor for Muslim communities to use sharia insurance. Islamic insurance companies need to pay attention to subjective norms, perceived moral control, and public attitudes in promotions to increase the number of new customers.Pertumbuhan asuransi Syariah di Indonesia mengalami pertumbuhan yang signifikan. Pada sisi lain, market share asuransi Syariah di indonesia masih di angka 5%. Sebagai negara dengan penduduk mayoritas muslim, maka penting untuk mengetahui faktor-faktor yang memengaruhi minat seorang muslim untuk mengadopsi asuransi Syariah di Indonesia. Pada penelitian ini, penulis mencoba menganalisis faktor-faktor yang memengaruhi minat seorang muslim untuk menagdopsi asuransi Syariah di Indonesia. Penelitian ini menggunakan pendekatan theory of planned behavior. Hasil penelitian menunjukan bahwasanya variable sikap, subjective norm dan perceived behavioral control memengaruhi secara positif dan signifikan terhadap minat seorang muslim untuk menagdopsi asurani Syariah di Indonesia. Theory of planned behavior merupakan faktor utama masyarakat muslim menggunakan asuransi syariah. Perusahaan asuransi syariah perlu memperhatikan subjective norm, perceived bahvioral control dan sikap masyarakat dalam melakukan promosi untuk menambah jumlah nasabah baru.

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The Microenterprising Size and Acceptance of Islamic Health Insurance (Takaful) in Northwestern Nigeria

Cited by 7 publications

References 8 publications

Factors Influencing Intention to Use Social Insurance Application (VssID) in Vietnam Through Technology Acceptance Model

Factors Influencing Intention to Use Social Insurance Application (VssID) in Vietnam Through Technology Acceptance Model

Factors Influencing Consumers Acceptance Toward Takaful Technology (Takatech)

Faktor-faktor yang Memengaruhi Masyarakat Muslim untuk Mengadopsi Asuransi Syariah di Indonesia

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