The Mitigation of Socio-natural Hazards through Smart Insurance Contracts

Abstract

This Doctoral Thesis delves into insurance’s multifaceted and multidisciplinary role in protecting individuals, communities, and societies against the financial burdens of socio-natural disasters. The research seeks to provide a comprehensive understanding of the dynamic mechanisms through which insurance functions as a risk transfer and risk reduction instrument, examining its potential for influencing disaster preparedness, resilience, and urban-societal adaptation. The research investigates the evolving role of disaster insurance, including the challenges and opportunities it presents in the face of an increasingly unpredictable climate.