The Monetary Policy Regime and Banking Spreads in Barbados

Samuel, Wendell A.; Valderrama, Laura

doi:10.2139/ssrn.941273

Cited by 2 publications

(2 citation statements)

References 5 publications

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“…High and unstable expansion lessen quickly and eccentrically the capacity of the private division to satisfy their arranged monetary commitments, including obligation commitments. Banks would support against the dangers of high and unpredictable expansion by incorporating into loaning rates a hazard premium that may build the financing cost spread (Samuel & Valderrama, 2006) on banking spreads in Barbados.…”

Section: Conceptual Frameworkmentioning

confidence: 99%

Effect of Interest Rate Volatility on Mortgage Uptake Among Selected Commercial Banks in Kenya

KIPYEGON,

WEPHUKULU (Ph.D)

2019

strategicjournals.com

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The purpose of this study was to examine the effects of interest rate volatility on mortgage uptake among the selected commercial banks in Kenya. The objectives of the study was to determine the effects of inflation ,credit risk, loan demand and gross domestic product on interest rate and relationship with mortgage uptake. The study found that GDP growth and mortgage uptake in Kenya had a positive and significant relationship. The study also found that inflation and mortgage uptake in commercial banks in Kenya had a negative and significant relationship. The study further found that credit risks had insignificant influence on the mortgage uptake in commercial banks in Kenya. Also the study revealed that loan demand had positive and significant influence on the mortgage uptake in commercial banks in Kenya. The study concluded that inflation rate has a substantial influence on the mortgage uptake of commercial banks in Kenya. Inflation reduces the value of money and hence does not favour the mortgage uptake. Concisely, the findings showed that 68.8 % of the mortgage uptake is explained by the four variables and the remaining 31.2% can be accounted by the standard error and other factors.

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Section: Conceptual Frameworkmentioning

confidence: 99%

Effect of Interest Rate Volatility on Mortgage Uptake Among Selected Commercial Banks in Kenya

KIPYEGON,

WEPHUKULU (Ph.D)

2019

strategicjournals.com

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“…In what follows, key determinants of interest rate spreads of banks in Solomon Islands will be examined using a set of bank-specific variables, the main banking industry characteristics, and macroeconomic conditions. Different authors use the same classification of variable categories including Gelos (2006) for the Latin America region; Crowley (2007) for the English-speaking African countries; and Samuel and Valderrama (2006) for the Caribbean countries. The selection of variables has been guided by the abundant existing literature, but data availability for the banks in Solomon Islands is taken into consideration.…”

Section: The Factors Behind High Interest Rate Spreadsmentioning

confidence: 99%

Determinants of Interest Rate Spreads in Solomon Islands

Rebei

2014

SSRN Journal

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The Monetary Policy Regime and Banking Spreads in Barbados

Cited by 2 publications

References 5 publications

Effect of Interest Rate Volatility on Mortgage Uptake Among Selected Commercial Banks in Kenya

Effect of Interest Rate Volatility on Mortgage Uptake Among Selected Commercial Banks in Kenya

Determinants of Interest Rate Spreads in Solomon Islands

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