The Need for Revitalizing Zakah Regulation Toward Productive Zakah

Abstract

Zakah management needs to be revitalized as the results achieved are far from the goals set. The efficient collection of zakah will contribute to people's welfare. This study analyzes Yusuf Qaradawi's productive zakah perspective in Fiqh al-Zakah to examine the regulation of management zakah in Indonesia. Adopting Qaradawi's thought, the government should develop the zakahs' rules, management, and implementation. The government also needs to re-regulate zakah from Muslim communities, such as zakah of professions, agriculture, plantations, gold, silver, and the like. Likewise, if the zakah provisions have been reached (nisab and haul), the government must take zakah out from savings or deposits owned by Muslim communities in banks.

The Influence of the Role of Savings and Loan Cooperatives on the Development of Umkm

“…The reason is, if a country is not prosperous then development and improvement of that country will occur. If a country is healthy and prosperous then income in a country increases (Nafi ' Hasbi, 2022). If a country's income increases through change and development, its people will be prosperous and healthy.…”

“…At that time, the activities carried out by the cooperative were buying and selling goods, where the profits obtained would be saved and given to all members. Then in 1846, savings and loan cooperatives underwent modernization in Germany, the first person to carry out this reform was Friederich W. Raiffeisen (Mashuri & Nurjannah, 2020 Cooperative as a support for its members who are also micro and small business actors, so that member micro and small businesses continue to develop (Nafi 'Hasbi et al, 2022). The cooperative fully supports and is always ready to provide capital services to members.…”