“…Low-income families are more likely to lack health insurance coverage (Devoe et al, 2007;Kreider et al, 2016;Larson & Halfon, 2010), have higher out of pocket costs (Devoe et al, 2007;Galbraith, Wong, Kim, & Newacheck, 2005;Gwet & Machlin, 2018), and experience unmet healthcare needs due to cost (Fry-Johnson et al, 2005;Kreider et al, 2016;Wherry, Kenney, & Sommers, 2016). Americans spend roughly 13% of their income on out-of-pocket healthcare expenses, which presents a huge financial liability for low-income families (Gwet & Machlin, 2018). Even low-income families with private insurance experience significant unmet healthcare needs due to unaffordable premiums, high deductibles, and co-payments (Devoe et al, 2007).…”